---
canonical_url: https://lendb.ai/lo/melissa-harrison-2752622
json_url: https://lendb.ai/lo/melissa-harrison-2752622.json
nmls_id: 2752622
last_verified: 2026-10-09
---

# Melissa Harrison, RMA®

Senior Reverse Loan Officer at CrossCountry Mortgage, Denville, NJ. NMLS ID 2752622 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2752622)).

**Summary:** Melissa Harrison, RMA® (NMLS 2752622) is Senior Reverse Loan Officer at CrossCountry Mortgage, based in Denville, NJ. Licensed in Florida, confirmed with the state regulator (license LO149066). Also lists Georgia, Maryland, Maine, North Carolina, Virginia and West Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Reverse mortgage. Earliest state license record: June 25, 2026 (Florida), per state regulator. States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: June 25, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 30 (source: https://crosscountrymortgage.com/denville-nj-4340/melissa-harrison/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), Maryland (MD, lender_reported), Maine (ME, lender_reported), North Carolina (NC, lender_reported), Virginia (VA, lender_reported), West Virginia (WV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Reverse mortgage** (`reverse`): lender page, confidence 0.85, verified 2026-10-09. Source: https://crosscountrymortgage.com/denville-nj-4340/melissa-harrison/

## About

Melissa Harrison is a Senior Reverse Loan Officer and Retirement Management Advisor® with 30 years of financial advisory and retirement planning experience, helping homeowners leverage home equity for retirement planning.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: Certified Retirement Management Advisor® (RMA®). Source: https://crosscountrymortgage.com/denville-nj-4340/melissa-harrison/, verified 2026-10-09.
- years_experience: 30. Source: https://crosscountrymortgage.com/denville-nj-4340/melissa-harrison/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO149066 | active | confirmed | 2026-06-25 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ME | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Denville, NJ. Source: https://crosscountrymortgage.com/denville-nj-4340/melissa-harrison/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2752622

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/denville-nj-4340/melissa-harrison/
- Email on file: shown at https://lendb.ai/lo/melissa-harrison-2752622#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2752622
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/denville-nj-4340/melissa-harrison/

Cite as: Melissa Harrison, RMA® (NMLS 2752622), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/melissa-harrison-2752622, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._