---
canonical_url: https://lendb.ai/lo/melissa-hoover-195039
json_url: https://lendb.ai/lo/melissa-hoover-195039.json
nmls_id: 195039
last_verified: 2026-10-09
---

# Melissa Hoover

Senior Loan Officer/Sales Manager at Highlands Residential Mortgage, Allen, TX. NMLS ID 195039 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/195039)).

**Summary:** Melissa Hoover (NMLS 195039) is Senior Loan Officer/Sales Manager at Highlands Residential Mortgage, based in Allen, TX. Lists District of Columbia, Maryland and Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: April 14, 2021 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: April 14, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: District of Columbia (DC, lender_reported), Maryland (MD, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Melissa is the Branch Manager with over 20 years in the mortgage industry, including roles at CTX Mortgage, SWBC Mortgage, George Mason Mortgage, and Prospect Mortgage.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20+. Source: https://www.highlandsmortgage.com/agents/melissa-hoover/, verified 2026-10-09.
- role: Branch Manager. Source: https://www.highlandsmortgage.com/agents/melissa-hoover/, verified 2026-10-09.
- credential: Top 1% of Mortgage originators in America. Source: https://www.highlandsmortgage.com/agents/melissa-hoover/, verified 2026-10-09.
- credential: Employee of the Year. Source: https://www.highlandsmortgage.com/agents/melissa-hoover/, verified 2026-10-09.
- community: Founder of Women in Networking Northern Virginia. Source: https://www.highlandsmortgage.com/agents/melissa-hoover/, verified 2026-10-09.
- community: Member of National Association of Professional Women. Source: https://www.highlandsmortgage.com/agents/melissa-hoover/, verified 2026-10-09.
- community: Member of Loudoun County Chamber of Commerce. Source: https://www.highlandsmortgage.com/agents/melissa-hoover/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO85626 | expired | confirmed | 2021-04-14 | state_regulator | 2026-10-09 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Highlands Residential Mortgage (NMLS 134871), Allen, TX. Source: https://www.highlandsmortgage.com/agents/melissa-hoover/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/195039

## Contact

- View profile at Highlands Residential Mortgage: https://www.highlandsmortgage.com/agents/melissa-hoover/
- Office phone and Email on file: shown at https://lendb.ai/lo/melissa-hoover-195039#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/195039
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.highlandsmortgage.com/agents/melissa-hoover/

Cite as: Melissa Hoover (NMLS 195039), Highlands Residential Mortgage. LenDb.ai, https://lendb.ai/lo/melissa-hoover-195039, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._