---
canonical_url: https://lendb.ai/lo/melissa-maynard-2105169
json_url: https://lendb.ai/lo/melissa-maynard-2105169.json
nmls_id: 2105169
last_verified: 2026-10-09
---

# Melissa Maynard

Senior Loan Officer, Builder Services at Embrace Home Loans, Columbia, MD. NMLS ID 2105169 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2105169)).

**Summary:** Melissa Maynard (NMLS 2105169) is Senior Loan Officer, Builder Services at Embrace Home Loans, based in Columbia, MD. Licensed in Pennsylvania, confirmed with the state regulator (license 100630). Also lists Maryland, Virginia and West Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: New construction. Licensed since 2023 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Licensed in: Pennsylvania (PA, confirmed), Maryland (MD, lender_reported), Virginia (VA, lender_reported), West Virginia (WV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **New construction** (`new-construction`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.embracehomeloans.com/location/maryland/columbia/melissa-maynard

## About

Melissa is an experienced loan originator with President's Club status in 2024 from Movement Mortgage. She is active in her community through Frederick County Association of REALTORS and Hagerstown Habitat for Humanity.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: President's Club status in 2024 at Movement Mortgage. Source: https://www.embracehomeloans.com/location/maryland/columbia/melissa-maynard, verified 2026-10-09.
- community: Member of Frederick County Association of REALTORS (FCAR). Source: https://www.embracehomeloans.com/location/maryland/columbia/melissa-maynard, verified 2026-10-09.
- community: Serves on Homeownership Board for Hagerstown Habitat for Humanity. Source: https://www.embracehomeloans.com/location/maryland/columbia/melissa-maynard, verified 2026-10-09.
- role: Outside loan originator at Movement Mortgage. Source: https://www.embracehomeloans.com/location/maryland/columbia/melissa-maynard, verified 2026-10-09.
- service_area: Frederick County, Hagerstown, MD area. Source: https://www.embracehomeloans.com/location/maryland/columbia/melissa-maynard, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO118555 | expired | confirmed | 2023-03-29 | state_regulator | 2026-10-09 |
| PA | state_license | 100630 | active | confirmed |  | state_regulator | 2026-10-10 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Embrace Home Loans (NMLS 2184), Columbia, MD. Source: https://www.embracehomeloans.com/location/maryland/columbia/melissa-maynard, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2105169

## Contact

- linkedin_url: https://www.linkedin.com/in/melissa-maynard-9969774b/ (source: lender_site, verified 2026-10-09)
- View profile at Embrace Home Loans: https://www.embracehomeloans.com/location/maryland/columbia/melissa-maynard
- Office phone and Email on file: shown at https://lendb.ai/lo/melissa-maynard-2105169#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2105169
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://www.embracehomeloans.com/location/maryland/columbia/melissa-maynard

Cite as: Melissa Maynard (NMLS 2105169), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/melissa-maynard-2105169, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._