---
canonical_url: https://lendb.ai/lo/melissa-shephard-659128
json_url: https://lendb.ai/lo/melissa-shephard-659128.json
nmls_id: 659128
last_verified: 2026-10-09
---

# Melissa Shephard

Mortgage Loan Officer at Truist Bank, Burlington, NC. NMLS ID 659128 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/659128)).

**Summary:** Melissa Shephard (NMLS 659128) is Mortgage Loan Officer at Truist Bank, based in Burlington, NC. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties


## About

Melissa Shephard offers over 25 years of industry experience originating purchase and refinance loans. They prioritize honest communication and finding the best loan options tailored to each client's unique financial goals.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Truist Bank (NMLS 399803), Burlington, NC. Source: https://www.truist.com/finder/mortgage/melissa-shephard-mortgage-loan-officer-burlington-nc-27215, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/659128

## Contact

- View profile at Truist Bank: https://www.truist.com/finder/mortgage/melissa-shephard-mortgage-loan-officer-burlington-nc-27215
- Office phone and Email on file: shown at https://lendb.ai/lo/melissa-shephard-659128#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/659128
- lender_site: https://www.truist.com/finder/mortgage/melissa-shephard-mortgage-loan-officer-burlington-nc-27215

Cite as: Melissa Shephard (NMLS 659128), Truist Bank. LenDb.ai, https://lendb.ai/lo/melissa-shephard-659128, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._