---
canonical_url: https://lendb.ai/lo/melissa-town-1713687
json_url: https://lendb.ai/lo/melissa-town-1713687.json
nmls_id: 1713687
last_verified: 2026-10-20
---

# Melissa Town

Loan officer at THE TURNKEY FOUNDATION INC., CA. NMLS ID 1713687 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1713687)).

Melissa Town, NMLS 1713687, works as a mortgage loan officer at THE TURNKEY FOUNDATION INC. in California and is licensed in Oregon since 2023 and in Florida and Texas.

**Summary:** Melissa Town (NMLS 1713687) is a loan officer at THE TURNKEY FOUNDATION INC., based in California. Licensed in 3 states confirmed with state regulators: Florida, Texas and Oregon. Earliest state license record: November 15, 2023 (Oregon), per state regulator. Last verified 2026-10-20.

## Quick answers

### Is Melissa licensed in Florida?

Yes. Florida regulator records list license LO124997 as active, first effective December 27, 2023 (verified 2026-10-15). LenDb has 2 other states on file for Melissa. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip.

### What lender does Melissa work for?

THE TURNKEY FOUNDATION INC., company NMLS 236669, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Melissa been licensed?

The earliest state license record LenDb holds for Melissa is from November 15, 2023 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/.

## At a glance

- Earliest state license record: November 15, 2023 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Melissa A. Town (FL, OR, TX, WY, as of 2026-10-27)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Oregon (OR, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO124997 | active | confirmed | 2023-12-27 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2023-12-20 | state_regulator | 2026-10-13 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2023-11-15 | state_regulator | 2026-10-20 |
| WY | Wyoming regulator | state_license | 106688 | inactive | confirmed | 2024-01-16 | state_regulator | 2026-10-27 |

## Employment history

- ? to present: THE TURNKEY FOUNDATION INC. (NMLS 236669), CA. Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1713687

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1713687
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://wyomingbankingdivision.wyo.gov/

Cite as: Melissa Town (NMLS 1713687), THE TURNKEY FOUNDATION INC.. LenDb.ai, https://lendb.ai/lo/melissa-town-1713687, last verified 2026-10-20.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._