---
canonical_url: https://lendb.ai/lo/melissa-tubau-2353523
json_url: https://lendb.ai/lo/melissa-tubau-2353523.json
nmls_id: 2353523
last_verified: 2026-10-13
---

# Melissa Tubau

Loan Officer at Guild Mortgage, The Woodlands, TX. NMLS ID 2353523 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2353523)).

**Summary:** Melissa Tubau (NMLS 2353523) is Loan Officer at Guild Mortgage, based in The Woodlands, TX. Licensed in Texas, confirmed with the state regulator. Earliest state license record: June 22, 2022 (Texas), per state regulator. Last verified 2026-10-13.

## At a glance

- Earliest state license record: June 22, 2022 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Top producing loan originator featured on industry podcasts and recognized nationally at the FUSE conference. Specializes in creating smooth mortgage experiences through clear communication and offers conventional, government, jumbo, and no-income-check loans with deep expertise in credit, debt management, and underwriting.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: Featured on industry podcasts; recognized nationally at the FUSE conference. Source: https://branches.guildmortgage.com/tx/thewoodlands/melissa-tubau-895-chmtu.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO112601 | inactive | confirmed | 2022-08-29 | state_regulator | 2026-10-09 |
| TX | state_license | n/a | active | confirmed | 2022-06-22 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), The Woodlands, TX. Source: https://branches.guildmortgage.com/tx/thewoodlands/melissa-tubau-895-chmtu.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2353523

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/tx/thewoodlands/melissa-tubau-895-chmtu.html
- Office phone and Email on file: shown at https://lendb.ai/lo/melissa-tubau-2353523#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2353523
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://branches.guildmortgage.com/tx/thewoodlands/melissa-tubau-895-chmtu.html

Cite as: Melissa Tubau (NMLS 2353523), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/melissa-tubau-2353523, last verified 2026-10-13.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._