---
canonical_url: https://lendb.ai/lo/melissa-watts-2116593
json_url: https://lendb.ai/lo/melissa-watts-2116593.json
nmls_id: 2116593
last_verified: 2026-10-09
---

# Melissa Watts

Mortgage Loan Officer at Loan Factory. NMLS ID 2116593 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2116593)).

**Summary:** Melissa Watts (NMLS 2116593) is Mortgage Loan Officer at Loan Factory. Licensed in Colorado, confirmed with the state regulator (license 100545174). Also lists Arizona, California, Maine and Washington on the lender page (not yet checked with the state regulator). Licensed since 2026 (per Colorado records). Last verified 2026-10-09.

## At a glance

- Licensed since 2026 (per Colorado records). This is license history on file, not total experience.
- Licensed in: Colorado (CO, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Maine (ME, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100545174 | active | confirmed | 2026-04-17 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ME | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/melissa-watts-2116593, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2116593

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/melissa-watts-2116593

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2116593
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=353257&contact=588343
- lender_site: https://www.loanfactory.com/mortgage-expert/melissa-watts-2116593

Cite as: Melissa Watts (NMLS 2116593), Loan Factory. LenDb.ai, https://lendb.ai/lo/melissa-watts-2116593, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._