---
canonical_url: https://lendb.ai/lo/meredith-cristiani-1717999
json_url: https://lendb.ai/lo/meredith-cristiani-1717999.json
nmls_id: 1717999
last_verified: 2026-10-15
---

# Merry Cristiani

Senior Loan Originator at MortgageOne, Inc.. NMLS ID 1717999 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1717999)).

**Summary:** Merry Cristiani (NMLS 1717999) is Senior Loan Originator at MortgageOne, Inc.. Licensed in 2 states confirmed with state regulators: Florida and Texas. Earliest state license record: June 28, 2020 (Texas), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: June 28, 2020 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Merry brings a background in finance and non-profit work and focuses on customer service and consistent communication. She has lived in San Diego for 15 years and holds a BA from UC San Diego.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- education: Bachelor of Arts, University of California, San Diego. Source: https://www.mortgageonehomeloans.com/staff-member/merry-cristiani/, verified 2026-10-15.
- community: Board of Trustees Member, Museum of Photographic Arts. Source: https://www.mortgageonehomeloans.com/staff-member/merry-cristiani/, verified 2026-10-15.
- community: Has volunteered for numerous local nonprofits. Source: https://www.mortgageonehomeloans.com/staff-member/merry-cristiani/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO121785 | active | confirmed | 2023-07-26 | state_regulator | 2026-10-15 |
| TX | state_license | n/a | active | confirmed | 2020-06-28 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: MortgageOne, Inc. (NMLS 898812). Source: https://www.mortgageonehomeloans.com/staff-member/merry-cristiani/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1717999

## Contact

- View profile at MortgageOne, Inc.: https://www.mortgageonehomeloans.com/staff-member/merry-cristiani/
- Office phone and Email on file: shown at https://lendb.ai/lo/meredith-cristiani-1717999#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1717999
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.mortgageonehomeloans.com/staff-member/merry-cristiani/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Merry Cristiani (NMLS 1717999), MortgageOne, Inc.. LenDb.ai, https://lendb.ai/lo/meredith-cristiani-1717999, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._