--- canonical_url: https://lendb.ai/lo/michael-adibe-1556545 json_url: https://lendb.ai/lo/michael-adibe-1556545.json nmls_id: 1556545 last_verified: 2026-10-24 --- # Michael Adibe Branch Manager at Lender Express Mortgage LLC. NMLS ID 1556545 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1556545)). Michael Adibe (NMLS 1556545) is a Branch Manager at Lender Express Mortgage LLC, licensed in Florida, Texas, California and Colorado. **Summary:** Michael Adibe (NMLS 1556545) is Branch Manager at Lender Express Mortgage LLC. Licensed in 4 states confirmed with state regulators: Florida, Texas, California and Colorado. Also lists Arizona on the lender page (not yet checked with the state regulator). Lender Express Mortgage LLC also offers FHA loan and VA loan (a lender program, not confirmed as their own focus). Earliest state license record: November 17, 2016 (Iowa), per state regulator. States 10 years of experience. Last verified 2026-10-24. ## Quick answers ### Is Michael licensed in Florida? Yes. Florida regulator records list license LO109625 as active, first effective June 20, 2022 (verified 2026-10-15). LenDb has 4 other states on file for Michael. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Michael work for? Lender Express Mortgage LLC, company NMLS 1963444, per the lender's own site (verified 2026-10-15). Source: https://lenderexpress.com/loan-officer/michael-adibe/. ### How long has Michael been licensed? The earliest state license record LenDb holds for Michael is from November 17, 2016 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Michael states 10 years of experience. Source: https://idob.iowa.gov/. ## At a glance - Earliest state license record: November 17, 2016 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 10 (source: https://lenderexpress.com/loan-officer/michael-adibe/, verified 2026-10-15) - Also licensed as (state regulator records, same NMLS ID): Michael C. Adibe (CA, CO, FL, IA, TX, as of 2026-10-22) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Arizona (AZ, lender_reported), California (CA DFPI, confirmed), Colorado (CO, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ### Their lender offers (lender level: Lender Express Mortgage LLC's programs, not confirmed as this person's focus) - **FHA loan** (`fha`): verified 2026-10-13. Source: https://lenderexpress.com - **VA loan** (`va`): verified 2026-10-13. Source: https://lenderexpress.com ## Facts from the lender page and intro - years_experience: 10. Source: https://lenderexpress.com/loan-officer/michael-adibe/, verified 2026-10-15. - service_area: Arizona, California, Colorado, Florida, Texas. Source: https://lenderexpress.com/loan-officer/michael-adibe/, verified 2026-10-15. - other: Works as a broker. Source: https://lenderexpress.com/loan-officer/michael-adibe/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO109625 | active | confirmed | 2022-06-20 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2019-05-02 | state_regulator | 2026-10-13 | | AZ | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DBO1556545 | active | confirmed | 2016-11-29 | state_regulator | 2026-10-24 | | CO | Colorado regulator | state_license | 100507128 | active | confirmed | 2017-04-20 | state_regulator | 2026-10-16 | | IA | Iowa regulator | state_license | 27883 | expired | confirmed | 2016-11-17 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 1556545 | expired | confirmed | 2018-02-28 | state_regulator | 2026-10-21 | ## Employment history - ? to present: Lender Express Mortgage LLC (NMLS 1963444). Source: https://lenderexpress.com/loan-officer/michael-adibe/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1556545 ## Contact - linkedin_url: https://www.linkedin.com/in/michael-adibe-87621644 (source: lender_site, verified 2026-10-15) - View profile at Lender Express Mortgage LLC: https://lenderexpress.com/loan-officer/michael-adibe/ - Office phone on file: shown at https://lendb.ai/lo/michael-adibe-1556545#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1556545 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - lender_site: https://lenderexpress.com/loan-officer/michael-adibe/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=197429&contact=415059 - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator (lender programs): https://lenderexpress.com Cite as: Michael Adibe (NMLS 1556545), Lender Express Mortgage LLC. LenDb.ai, https://lendb.ai/lo/michael-adibe-1556545, last verified 2026-10-24. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._