---
canonical_url: https://lendb.ai/lo/michael-amaro-146076
json_url: https://lendb.ai/lo/michael-amaro-146076.json
nmls_id: 146076
last_verified: 2026-10-09
---

# Mike Amaro

Loan Officer at Guild Mortgage, Warwick, RI. NMLS ID 146076 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/146076)).

**Summary:** Mike Amaro (NMLS 146076) is Loan Officer at Guild Mortgage, based in Warwick, RI. Licensed in Florida, confirmed with the state regulator (license LO140869). Also lists Connecticut, Massachusetts, New Hampshire and Rhode Island on the lender page (not yet checked with the state regulator). Licensed since 2025 (per Florida records). States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 25 (source: https://branches.guildmortgage.com/ri/warwick/mike-amaro-889-rgmama.html, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Connecticut (CT, lender_reported), Massachusetts (MA, lender_reported), New Hampshire (NH, lender_reported), Rhode Island (RI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

With over 25 years in the mortgage industry, Mike has navigated housing market cycles and offers experience finding personalized loan products for borrowers' needs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://branches.guildmortgage.com/ri/warwick/mike-amaro-889-rgmama.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO140869 | active | confirmed | 2025-08-27 | state_regulator | 2026-10-09 |
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| RI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Warwick, RI. Source: https://branches.guildmortgage.com/ri/warwick/mike-amaro-889-rgmama.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/146076

## Contact

- linkedin_url: https://www.linkedin.com/in/michael-amaro-267b64a3/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/ri/warwick/mike-amaro-889-rgmama.html
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-amaro-146076#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/146076
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://branches.guildmortgage.com/ri/warwick/mike-amaro-889-rgmama.html

Cite as: Mike Amaro (NMLS 146076), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/michael-amaro-146076, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._