---
canonical_url: https://lendb.ai/lo/michael-andrews-914076
json_url: https://lendb.ai/lo/michael-andrews-914076.json
nmls_id: 914076
last_verified: 2026-10-09
---

# Michael Andrews

Loan Advisor at American Pacific Mortgage, Pensacola, FL. NMLS ID 914076 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/914076)).

**Summary:** Michael Andrews (NMLS 914076) is Loan Advisor at American Pacific Mortgage, based in Pensacola, FL. Licensed in Florida, confirmed with the state regulator (license LO22423). Also lists Alabama on the lender page (not yet checked with the state regulator). Licensed since 2013 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2013 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO22423 | active | confirmed | 2013-12-02 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: American Pacific Mortgage (NMLS 1850), Pensacola, FL. Source: https://www.apmortgage.com/michael-andrews, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/914076

## Contact

- View profile at American Pacific Mortgage: https://www.apmortgage.com/michael-andrews
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-andrews-914076#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/914076
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.apmortgage.com/michael-andrews

Cite as: Michael Andrews (NMLS 914076), American Pacific Mortgage. LenDb.ai, https://lendb.ai/lo/michael-andrews-914076, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._