---
canonical_url: https://lendb.ai/lo/michael-aziz-2801284
json_url: https://lendb.ai/lo/michael-aziz-2801284.json
nmls_id: 2801284
last_verified: 2026-10-15
---

# Michael Aziz

Loan Officer at Cliffco, Inc., Uniondale, NY. NMLS ID 2801284 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2801284)).

Michael Aziz, NMLS 2801284, works as a Loan Officer at Cliffco, Inc. in Uniondale, New York and is licensed in Florida since 2026. Michael's lender page shows a focus on DSCR loan, and Michael works at an FHA-approved lender, per HUD.

**Summary:** Michael Aziz (NMLS 2801284) is Loan Officer at Cliffco, Inc., based in Uniondale, NY. Licensed in Florida, confirmed with the state regulator (license LO146482). Focus areas shown on the lender page: DSCR loan. Earliest state license record: April 3, 2026 (Florida), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is Michael licensed in Florida?

Yes. Florida regulator records list license LO146482 as active, first effective April 3, 2026 (verified 2026-10-15). Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### Does Michael do DSCR loans?

Michael's profile lists DSCR loan as a focus (from their lender profile page). Source: https://cliffcomortgage.com/maziz/.

### What lender does Michael work for, and is it FHA-approved?

Cliffco, Inc., company NMLS 65328, from the Uniondale, NY office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://cliffcomortgage.com/maziz/.

### How long has Michael been licensed?

The earliest state license record LenDb holds for Michael is from April 3, 2026 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: April 3, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Michael A. Aziz (FL, as of 2026-10-09)
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **DSCR loan** (`dscr`): from their lender profile page, confidence 0.90, verified 2026-10-21. Source: https://cliffcomortgage.com/maziz/

## Facts from the lender page and intro

- service_area: New York and Florida. Source: https://cliffcomortgage.com/maziz/, verified 2026-10-15.
- role: real estate broker, owner and investor. Source: https://cliffcomortgage.com/maziz/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO146482 | active | confirmed | 2026-04-03 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Cliffco, Inc. (NMLS 65328), Uniondale, NY. Source: https://cliffcomortgage.com/maziz/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2801284

## Contact

- View profile at Cliffco, Inc.: https://cliffcomortgage.com/maziz/
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-aziz-2801284#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2801284
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://cliffcomortgage.com/maziz/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Michael Aziz (NMLS 2801284), Cliffco, Inc.. LenDb.ai, https://lendb.ai/lo/michael-aziz-2801284, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._