---
canonical_url: https://lendb.ai/lo/michael-baker-302202
json_url: https://lendb.ai/lo/michael-baker-302202.json
nmls_id: 302202
last_verified: 2026-10-09
---

# Michael Baker

Mortgage Loan Officer at Loan Factory, IN. NMLS ID 302202 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/302202)).

**Summary:** Michael Baker (NMLS 302202) is Mortgage Loan Officer at Loan Factory, based in Indiana. Licensed in Florida, confirmed with the state regulator (license LO146044). Also lists Indiana on the lender page (not yet checked with the state regulator). Earliest state license record: March 20, 2026 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: March 20, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Indiana (IN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO146044 | active | confirmed | 2026-03-20 | state_regulator | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), IN. Source: https://www.loanfactory.com/mortgage-expert/michael-baker-302202, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/302202

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/michael-baker-302202

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/302202
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/michael-baker-302202

Cite as: Michael Baker (NMLS 302202), Loan Factory. LenDb.ai, https://lendb.ai/lo/michael-baker-302202, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._