---
canonical_url: https://lendb.ai/lo/michael-bencks-1202417
json_url: https://lendb.ai/lo/michael-bencks-1202417.json
nmls_id: 1202417
last_verified: 2026-10-11
---

# Michael Bencks

VP of Mortgage Lending at Neighborhood Loans. NMLS ID 1202417 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1202417)).

**Summary:** Michael Bencks (NMLS 1202417) is VP of Mortgage Lending at Neighborhood Loans. Licensed in Florida, confirmed with the state regulator (license LO71985). Earliest state license record: July 20, 2020 (Florida), per state regulator. States 15 years of experience. Last verified 2026-10-11.

## At a glance

- Earliest state license record: July 20, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 15 (source: https://neighborhoodloans.com/michael-bencks/, verified 2026-10-11)
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Has almost 15 years of residential lending experience and a prior career in medical devices supporting spinal and orthopedic surgeries.

Source: LenDb summary of the lender page, verified 2026-10-11.

## Facts from the lender page and intro

- years_experience: 15. Source: https://neighborhoodloans.com/michael-bencks/, verified 2026-10-11.
- education: Finance degree, University of Illinois Urbana/Champaign. Source: https://neighborhoodloans.com/michael-bencks/, verified 2026-10-11.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO71985 | active | confirmed | 2020-07-20 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Neighborhood Loans (NMLS 222982). Source: https://neighborhoodloans.com/michael-bencks/, verified 2026-10-11.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1202417

## Contact

- linkedin_url: https://www.linkedin.com/in/michaelbencks/ (source: lender_site, verified 2026-10-11)
- View profile at Neighborhood Loans: https://neighborhoodloans.com/michael-bencks/
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-bencks-1202417#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1202417
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://neighborhoodloans.com/michael-bencks/

Cite as: Michael Bencks (NMLS 1202417), Neighborhood Loans. LenDb.ai, https://lendb.ai/lo/michael-bencks-1202417, last verified 2026-10-11.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._