---
canonical_url: https://lendb.ai/lo/michael-bisbee-64809
json_url: https://lendb.ai/lo/michael-bisbee-64809.json
nmls_id: 64809
last_verified: 2026-10-15
---

# Michael Bisbee

Loan Officer at Cliffco, Inc., Uniondale, NY. NMLS ID 64809 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/64809)).

Michael Bisbee, NMLS 64809, works as a Loan Officer at Cliffco, Inc. in Uniondale, New York and is licensed in New York. Michael works at an FHA-approved lender, per HUD.

**Summary:** Michael Bisbee (NMLS 64809) is Loan Officer at Cliffco, Inc., based in Uniondale, NY. Licensed in New York, confirmed with the state regulator. Last verified 2026-10-15.

## Quick answers

### Is Michael licensed in New York?

Yes. New York regulator records list a license as active (verified 2026-10-14). Source: https://www.dfs.ny.gov/.

### What lender does Michael work for, and is it FHA-approved?

Cliffco, Inc., company NMLS 65328, from the Uniondale, NY office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://cliffcomortgage.com/mbisbee/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Michael R. Bisbee (NY, as of 2026-10-13)
- Licensed in: New York (NY, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Michael Bisbee has originated residential mortgage loans since 1986 and says they have run their own mortgage company for over 25 years. They are licensed in New York and say they enjoy educating applicants on the process.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: since 1986. Source: https://cliffcomortgage.com/mbisbee/, verified 2026-10-15.
- role: ran own mortgage company for over 25 years. Source: https://cliffcomortgage.com/mbisbee/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| NY | New York regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-14 |

## Employment history

- ? to present: Cliffco, Inc. (NMLS 65328), Uniondale, NY. Source: https://cliffcomortgage.com/mbisbee/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/64809

## Contact

- View profile at Cliffco, Inc.: https://cliffcomortgage.com/mbisbee/
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-bisbee-64809#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/64809
- state_regulator: https://www.dfs.ny.gov/
- lender_site: https://cliffcomortgage.com/mbisbee/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Michael Bisbee (NMLS 64809), Cliffco, Inc.. LenDb.ai, https://lendb.ai/lo/michael-bisbee-64809, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._