---
canonical_url: https://lendb.ai/lo/michael-calvagna-2796477
json_url: https://lendb.ai/lo/michael-calvagna-2796477.json
nmls_id: 2796477
last_verified: 2026-10-09
---

# Michael Calvagna

Loan Officer at CrossCountry Mortgage, Hauppauge, NY. NMLS ID 2796477 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2796477)).

**Summary:** Michael Calvagna (NMLS 2796477) is Loan Officer at CrossCountry Mortgage, based in Hauppauge, NY. Lists New York on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and HELOC. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: New York (NY, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/hauppauge-ny-5604/michael-calvagna/
- **HELOC** (`heloc`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/hauppauge-ny-5604/michael-calvagna/

## About

Michael holds a Bachelor's in Mathematics and Master's in Education from Sacred Heart University. He combines analytical skills with transparency to guide clients through home financing with clarity and confidence.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Bachelor's degree in Mathematics and Master's degree in Education from Sacred Heart University. Source: https://crosscountrymortgage.com/hauppauge-ny-5604/michael-calvagna/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Hauppauge, NY. Source: https://crosscountrymortgage.com/hauppauge-ny-5604/michael-calvagna/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2796477

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/hauppauge-ny-5604/michael-calvagna/
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-calvagna-2796477#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2796477
- lender_site: https://crosscountrymortgage.com/hauppauge-ny-5604/michael-calvagna/

Cite as: Michael Calvagna (NMLS 2796477), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/michael-calvagna-2796477, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._