---
canonical_url: https://lendb.ai/lo/michael-campanaro-409889
json_url: https://lendb.ai/lo/michael-campanaro-409889.json
nmls_id: 409889
last_verified: 2026-10-09
---

# Michael Campanaro

Branch Manager at Total Mortgage Services, Washington, NJ. NMLS ID 409889 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/409889)).

**Summary:** Michael Campanaro (NMLS 409889) is Branch Manager at Total Mortgage Services, based in Washington, NJ. Licensed in Florida, confirmed with the state regulator (license LO147508). Earliest state license record: May 5, 2026 (Florida), per state regulator. States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: May 5, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://www.totalmortgage.com/bankers/michael-campanaro, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Michael has 25 years of mortgage and banking experience. He is based in Long Valley, NJ, and is dedicated to local youth and wrestling programs, embodying the community motto "Long Valley Strong!"

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.totalmortgage.com/bankers/michael-campanaro, verified 2026-10-09.
- service_area: Long Valley, NJ. Source: https://www.totalmortgage.com/bankers/michael-campanaro, verified 2026-10-09.
- community: Coach and president of local youth and high school wrestling programs. Source: https://www.totalmortgage.com/bankers/michael-campanaro, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO147508 | active | confirmed | 2026-05-05 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Washington, NJ. Source: https://www.totalmortgage.com/bankers/michael-campanaro, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/409889

## Contact

- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/michael-campanaro
- Email on file: shown at https://lendb.ai/lo/michael-campanaro-409889#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/409889
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.totalmortgage.com/bankers/michael-campanaro

Cite as: Michael Campanaro (NMLS 409889), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/michael-campanaro-409889, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._