---
canonical_url: https://lendb.ai/lo/michael-chen-2597729
json_url: https://lendb.ai/lo/michael-chen-2597729.json
nmls_id: 2597729
last_verified: 2026-10-15
---

# Michael Chen

Loan officer at Zero Point Mortgage Services. NMLS ID 2597729 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2597729)).

**Summary:** Michael Chen (NMLS 2597729) is a loan officer at Zero Point Mortgage Services. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Zero Point Mortgage Services (NMLS 1216108). Source: https://www.zpmloans.com/ZPM-Officers/michael-chen, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2597729

## Contact

- View profile at Zero Point Mortgage Services: https://www.zpmloans.com/ZPM-Officers/michael-chen
- Office phone on file: shown at https://lendb.ai/lo/michael-chen-2597729#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2597729
- lender_site: https://www.zpmloans.com/ZPM-Officers/michael-chen

Cite as: Michael Chen (NMLS 2597729), Zero Point Mortgage Services. LenDb.ai, https://lendb.ai/lo/michael-chen-2597729, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._