---
canonical_url: https://lendb.ai/lo/michael-ciresi-532665
json_url: https://lendb.ai/lo/michael-ciresi-532665.json
nmls_id: 532665
last_verified: 2026-10-09
---

# Michael Ciresi

Branch Manager at CrossCountry Mortgage, York, PA. NMLS ID 532665 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/532665)).

**Summary:** Michael Ciresi (NMLS 532665) is Branch Manager at CrossCountry Mortgage, based in York, PA. Licensed in Florida, confirmed with the state regulator (license LO141289). Also lists Delaware, Maryland, Pennsylvania and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan, FHA loan and First-time buyer. Licensed since 2025 (per Florida records). States 22 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 22 (source: https://crosscountrymortgage.com/york-pa-4000/michael-ciresi/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Delaware (DE, lender_reported), Maryland (MD, lender_reported), Pennsylvania (PA, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.85, verified 2026-10-09. Source: https://crosscountrymortgage.com/york-pa-4000/michael-ciresi/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/york-pa-4000/michael-ciresi/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/york-pa-4000/michael-ciresi/

## About

U.S. Navy Veteran with 22 years of mortgage expertise. Michael brings discipline and transparency to home financing, with special dedication to serving Veterans and charitable causes.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 22. Source: https://crosscountrymortgage.com/york-pa-4000/michael-ciresi/, verified 2026-10-09.
- credential: U.S. Navy Veteran. Source: https://crosscountrymortgage.com/york-pa-4000/michael-ciresi/, verified 2026-10-09.
- community: Charitable initiatives and dedicated to giving back. Source: https://crosscountrymortgage.com/york-pa-4000/michael-ciresi/, verified 2026-10-09.
- service_area: York, PA. Source: https://crosscountrymortgage.com/york-pa-4000/michael-ciresi/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO141289 | active | confirmed | 2025-09-16 | state_regulator | 2026-10-09 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), York, PA. Source: https://crosscountrymortgage.com/york-pa-4000/michael-ciresi/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/532665

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/york-pa-4000/michael-ciresi/
- Email on file: shown at https://lendb.ai/lo/michael-ciresi-532665#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/532665
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/york-pa-4000/michael-ciresi/

Cite as: Michael Ciresi (NMLS 532665), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/michael-ciresi-532665, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._