---
canonical_url: https://lendb.ai/lo/michael-cosgrove-436411
json_url: https://lendb.ai/lo/michael-cosgrove-436411.json
nmls_id: 436411
last_verified: 2026-10-15
---

# Mike Cosgrove

LOAN OFFICER at First Equity Mortgage Incorporated. NMLS ID 436411 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/436411)).

**Summary:** Mike Cosgrove (NMLS 436411) is LOAN OFFICER at First Equity Mortgage Incorporated. Licensed in 2 states confirmed with state regulators: Florida and Texas. Also lists Indiana, Kentucky, Maryland, Ohio, Tennessee and Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: May 30, 2018 (Florida), per state regulator. States 20 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: May 30, 2018 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://www.firstequityonline.com/MikeCosgrove.html, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Indiana (IN, lender_reported), Kentucky (KY, lender_reported), Maryland (MD, lender_reported), Ohio (OH, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.firstequityonline.com/MikeCosgrove.html, verified 2026-10-15.
- credential: Rookie of the Year award from Cincinnati Mortgage Bankers. Source: https://www.firstequityonline.com/MikeCosgrove.html, verified 2026-10-15.
- credential: Cincinnati Magazine Top Customer Service award, two years in a row. Source: https://www.firstequityonline.com/MikeCosgrove.html, verified 2026-10-15.
- credential: Surpassed $45 million in purchase volume. Source: https://www.firstequityonline.com/MikeCosgrove.html, verified 2026-10-15.
- education: Penn State University. Source: https://www.firstequityonline.com/MikeCosgrove.html, verified 2026-10-15.
- other: Previously worked in sales for an Internet connectivity company. Source: https://www.firstequityonline.com/MikeCosgrove.html, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO53808 | active | confirmed | 2018-05-30 | state_regulator | 2026-10-15 |
| TX | state_license | n/a | active | confirmed | 2018-06-17 | state_regulator | 2026-10-13 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: First Equity Mortgage Incorporated (NMLS 21157). Source: https://www.firstequityonline.com/MikeCosgrove.html, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/436411

## Contact

- View profile at First Equity Mortgage Incorporated: https://www.firstequityonline.com/MikeCosgrove.html
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-cosgrove-436411#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/436411
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://www.firstequityonline.com/MikeCosgrove.html
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Mike Cosgrove (NMLS 436411), First Equity Mortgage Incorporated. LenDb.ai, https://lendb.ai/lo/michael-cosgrove-436411, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._