--- canonical_url: https://lendb.ai/lo/michael-cross-2104362 json_url: https://lendb.ai/lo/michael-cross-2104362.json nmls_id: 2104362 last_verified: 2026-10-09 --- # Michael Cross Senior Loan Officer at Union Home Mortgage, Strongsville, OH. NMLS ID 2104362 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2104362)). **Summary:** Michael Cross (NMLS 2104362) is Senior Loan Officer at Union Home Mortgage, based in Strongsville, OH. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Arkansas, California, Connecticut, Georgia, Idaho, Indiana, Louisiana, Massachusetts and 9 more on the lender page (not yet checked with the state regulator). Earliest state license record: March 15, 2021 (Florida), per state regulator. Last verified 2026-10-09. ## At a glance - Earliest state license record: March 15, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), Arkansas (AR, lender_reported), California (CA, lender_reported), Connecticut (CT, lender_reported), Georgia (GA, lender_reported), Idaho (ID, lender_reported), Indiana (IN, lender_reported), Louisiana (LA, lender_reported), Massachusetts (MA, lender_reported), Michigan (MI, lender_reported), Montana (MT, lender_reported), North Dakota (ND, lender_reported), New Hampshire (NH, lender_reported), Nevada (NV, lender_reported), Ohio (OH, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO83918 | active | confirmed | 2021-03-15 | state_regulator | 2026-10-09 | | PA | state_license | 81078 | active | confirmed | | state_regulator | 2026-10-10 | | AR | state_license | 122212 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | CA-DFPI2104362 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CT | state_license | LO-2104362 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | 2104362 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ID | state_license | MLO-2082104362 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IN | state_license | 64258 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | LA | state_license | 2104362 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MA | state_license | MLO2104362 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | 2104362 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MT | state_license | 2104362 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ND | state_license | NDMLO2104362 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NH | state_license | 2104362 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NV | state_license | 81421 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OH | state_license | MLO-OH.2104362 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | 2104362 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | MLO-52311VA | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WA | state_license | MLO-2104362 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Union Home Mortgage (NMLS 2229), Strongsville, OH. Source: https://www.uhm.com/loan-officers/michael-cross/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2104362 ## Contact - View profile at Union Home Mortgage: https://www.uhm.com/loan-officers/michael-cross/ - Office phone and Email on file: shown at https://lendb.ai/lo/michael-cross-2104362#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2104362 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://data.pa.gov/d/tyxc-jyug - lender_site: https://www.uhm.com/loan-officers/michael-cross/ Cite as: Michael Cross (NMLS 2104362), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/michael-cross-2104362, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._