---
canonical_url: https://lendb.ai/lo/michael-culella-1265487
json_url: https://lendb.ai/lo/michael-culella-1265487.json
nmls_id: 1265487
last_verified: 2026-10-09
---

# Michael Culella

Senior Mortgage Loan Originator at Mutual of Omaha Mortgage, Chesterfield, MO. NMLS ID 1265487 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1265487)).

**Summary:** Michael Culella (NMLS 1265487) is Senior Mortgage Loan Originator at Mutual of Omaha Mortgage, based in Chesterfield, MO. Licensed in Colorado, confirmed with the state regulator (license 100516345). Earliest state license record: April 12, 2018 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: April 12, 2018 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Colorado (CO, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO52529 | expired | confirmed | 2018-04-12 | state_regulator | 2026-10-09 |
| CO | state_license | 100516345 | active | confirmed | 2020-02-07 | state_regulator | 2026-10-10 |

## Employment history

- ? to present: Mutual of Omaha Mortgage (NMLS 1025894), Chesterfield, MO. Source: https://www.mutualmortgage.com/loan-officer/mculella/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1265487

## Contact

- View profile at Mutual of Omaha Mortgage: https://www.mutualmortgage.com/loan-officer/mculella/
- Email on file: shown at https://lendb.ai/lo/michael-culella-1265487#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1265487
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=244271&contact=464407
- lender_site: https://www.mutualmortgage.com/loan-officer/mculella/

Cite as: Michael Culella (NMLS 1265487), Mutual of Omaha Mortgage. LenDb.ai, https://lendb.ai/lo/michael-culella-1265487, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._