---
canonical_url: https://lendb.ai/lo/michael-davidson-137561
json_url: https://lendb.ai/lo/michael-davidson-137561.json
nmls_id: 137561
last_verified: 2026-10-09
---

# Mike Davidson

Branch Manager at Embrace Home Loans, Columbia, MD. NMLS ID 137561 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/137561)).

**Summary:** Mike Davidson (NMLS 137561) is Branch Manager at Embrace Home Loans, based in Columbia, MD. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Maryland on the lender page (not yet checked with the state regulator). Earliest state license record: December 27, 2012 (Florida), per state regulator. States 18 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: December 27, 2012 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 18 (source: https://www.embracehomeloans.com/location/maryland/columbia/michael-davidson, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Maryland (MD, lender_reported), Colorado (CO, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

With over 18 years of mortgage banking experience, Mike joined Embrace in 2010 and launched the Columbia, Maryland office in 2014. He serves as Branch Manager supporting Loan Officers and operational staff.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 18. Source: https://www.embracehomeloans.com/location/maryland/columbia/michael-davidson, verified 2026-10-09.
- credential: President's Club award recipient. Source: https://www.embracehomeloans.com/location/maryland/columbia/michael-davidson, verified 2026-10-09.
- community: Member of Greater Baltimore Board of Realtors and Howard County Association of Realtors. Source: https://www.embracehomeloans.com/location/maryland/columbia/michael-davidson, verified 2026-10-09.
- education: Bachelor of Science degree from University of Maryland, 1997. Source: https://www.embracehomeloans.com/location/maryland/columbia/michael-davidson, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO17503 | active | confirmed | 2012-12-27 | state_regulator | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CO | state_license | 100541650 | active | confirmed | 2025-03-19 | state_regulator | 2026-10-10 |

## Employment history

- ? to present: Embrace Home Loans (NMLS 2184), Columbia, MD. Source: https://www.embracehomeloans.com/location/maryland/columbia/michael-davidson, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/137561

## Contact

- linkedin_url: https://www.linkedin.com/in/embracemike/ (source: lender_site, verified 2026-10-09)
- View profile at Embrace Home Loans: https://www.embracehomeloans.com/location/maryland/columbia/michael-davidson
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-davidson-137561#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/137561
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.embracehomeloans.com/location/maryland/columbia/michael-davidson
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=339031&contact=572708

Cite as: Mike Davidson (NMLS 137561), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/michael-davidson-137561, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._