---
canonical_url: https://lendb.ai/lo/michael-defina-2782423
json_url: https://lendb.ai/lo/michael-defina-2782423.json
nmls_id: 2782423
last_verified: 2026-10-09
---

# Michael DeFina

Outside Loan Originator at CrossCountry Mortgage, Hauppauge, NY. NMLS ID 2782423 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2782423)).

**Summary:** Michael DeFina (NMLS 2782423) is Outside Loan Originator at CrossCountry Mortgage, based in Hauppauge, NY. Lists Connecticut on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and First-time buyer. States 6 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 6 (source: https://crosscountrymortgage.com/hauppauge-ny-5057/michael-defina/, verified 2026-10-09)
- Licensed in: Connecticut (CT, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/hauppauge-ny-5057/michael-defina/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/hauppauge-ny-5057/michael-defina/

## About

Michael joined the mortgage industry after six years in sales, inspired by his father's 30+ year real estate career. He prioritizes integrity and putting clients' needs first.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 6. Source: https://crosscountrymortgage.com/hauppauge-ny-5057/michael-defina/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Hauppauge, NY. Source: https://crosscountrymortgage.com/hauppauge-ny-5057/michael-defina/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2782423

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/hauppauge-ny-5057/michael-defina/
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-defina-2782423#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2782423
- lender_site: https://crosscountrymortgage.com/hauppauge-ny-5057/michael-defina/

Cite as: Michael DeFina (NMLS 2782423), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/michael-defina-2782423, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._