--- canonical_url: https://lendb.ai/lo/michael-demorato-80966 json_url: https://lendb.ai/lo/michael-demorato-80966.json nmls_id: 80966 last_verified: 2026-10-15 --- # Michael DeMorato Branch Manager at Mortgage Solutions of Colorado, LLC, Auburn, WA. NMLS ID 80966 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/80966)). **Summary:** Michael DeMorato (NMLS 80966) is Branch Manager at Mortgage Solutions of Colorado, LLC, based in Auburn, WA. Licensed in 4 states confirmed with state regulators: Florida, Texas, Louisiana and Connecticut. Also lists Alaska, Alabama, Arkansas, Arizona, California, Colorado, District of Columbia, Delaware and 28 more on the lender page (not yet checked with the state regulator). Earliest state license record: January 31, 2017 (Florida), per state regulator. Last verified 2026-10-15. ## At a glance - Earliest state license record: January 31, 2017 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Alaska (AK, lender_reported), Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, lender_reported), District of Columbia (DC, lender_reported), Delaware (DE, lender_reported), Georgia (GA, lender_reported), Iowa (IA, lender_reported), Idaho (ID, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Kansas (KS, lender_reported), Kentucky (KY, lender_reported), Louisiana (LA, confirmed), Maryland (MD, lender_reported), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), Missouri (MO, lender_reported), Mississippi (MS, lender_reported), Montana (MT, lender_reported), North Carolina (NC, lender_reported), New Jersey (NJ, lender_reported), New Mexico (NM, lender_reported), Nevada (NV, lender_reported), Ohio (OH, lender_reported), Oklahoma (OK, lender_reported), Oregon (OR, lender_reported), Pennsylvania (PA, lender_reported), Rhode Island (RI, lender_reported), South Carolina (SC, lender_reported), South Dakota (SD, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported), Wisconsin (WI, lender_reported), Connecticut (CT, confirmed) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## About Michael has lived in the Puget Sound Region for nearly 30 years and served 10 years in the Air Force. They say they now focus on serving people who have worn the uniform. Source: LenDb summary of the lender page, verified 2026-10-15. ## Facts from the lender page and intro - credential: Top 1% Mortgage Originator in America (Mortgage Executive Magazine). Source: https://mortgagesolutions.net/loan-officers/michael-demorato/, verified 2026-10-15. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO39041 | active | confirmed | 2017-01-31 | state_regulator | 2026-10-15 | | TX | state_license | n/a | active | confirmed | 2017-03-22 | state_regulator | 2026-10-13 | | NY | state_license | n/a | expired | confirmed | | state_regulator | 2026-10-14 | | AK | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | AR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | CO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | DC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | DE | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | IA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | ID | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | KS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | KY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | LA | state_license | n/a | active | confirmed | | state_regulator | 2026-10-15 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | NJ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | NM | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | NV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | OK | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | OR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | PA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | RI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | SD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | WI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | CT | state_license | LO-80966 | active | confirmed | | state_regulator | 2026-10-15 | ## Employment history - ? to present: Mortgage Solutions of Colorado, LLC (NMLS 61602), Auburn, WA. Source: https://mortgagesolutions.net/loan-officers/michael-demorato/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/80966 ## Contact - linkedin_url: https://www.linkedin.com/in/michael-demorato-05727824 (source: lender_site, verified 2026-10-15) - View profile at Mortgage Solutions of Colorado, LLC: https://mortgagesolutions.net/loan-officers/michael-demorato/ - Office phone and Email on file: shown at https://lendb.ai/lo/michael-demorato-80966#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/80966 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://www.dfs.ny.gov/ - lender_site: https://mortgagesolutions.net/loan-officers/michael-demorato/ - state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Michael DeMorato (NMLS 80966), Mortgage Solutions of Colorado, LLC. LenDb.ai, https://lendb.ai/lo/michael-demorato-80966, last verified 2026-10-15. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._