---
canonical_url: https://lendb.ai/lo/michael-donald-smith-280567
json_url: https://lendb.ai/lo/michael-donald-smith-280567.json
nmls_id: 280567
last_verified: 2026-10-09
---

# Michael Donald Smith

Loan Officer at Guild Mortgage, Bellevue, WA. NMLS ID 280567 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/280567)).

**Summary:** Michael Donald Smith (NMLS 280567) is Loan Officer at Guild Mortgage, based in Bellevue, WA. Lists Washington on the lender page (not yet checked with the state regulator). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://branches.guildmortgage.com/wa/bellevue/michael-smith-860-bvmsm.html, verified 2026-10-09)
- Licensed in: Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Over 20 years of mortgage experience, including 15 years with Guild Mortgage. Specializes in helping seniors and first-time buyers to investors, including reverse mortgage options.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://branches.guildmortgage.com/wa/bellevue/michael-smith-860-bvmsm.html, verified 2026-10-09.
- role: 15 years with Guild Mortgage. Source: https://branches.guildmortgage.com/wa/bellevue/michael-smith-860-bvmsm.html, verified 2026-10-09.
- community: Active Rotary member. Source: https://branches.guildmortgage.com/wa/bellevue/michael-smith-860-bvmsm.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Bellevue, WA. Source: https://branches.guildmortgage.com/wa/bellevue/michael-smith-860-bvmsm.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/280567

## Contact

- linkedin_url: https://www.linkedin.com/in/irishmikesmith/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/wa/bellevue/michael-smith-860-bvmsm.html
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-donald-smith-280567#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/280567
- lender_site: https://branches.guildmortgage.com/wa/bellevue/michael-smith-860-bvmsm.html

Cite as: Michael Donald Smith (NMLS 280567), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/michael-donald-smith-280567, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._