{
  "canonical_url": "https://lendb.ai/lo/michael-edelstein-334531",
  "lede": {
    "text": "Mike Edelstein (NMLS 334531) is a Loan Officer at Granite Bank.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Mike licensed?",
      "a": "Mike works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.",
      "fields": [
        "federal_registration",
        "current_employment"
      ],
      "source": "employer type in LenDb's lender registry",
      "source_url": null,
      "verified_at": "2026-10-16"
    },
    {
      "q": "What lender does Mike work for?",
      "a": "Granite Bank, company NMLS 405434, per the lender's own site (verified 2026-10-16).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://granitebank.com/loan-officer/mikeedelstein/",
      "verified_at": "2026-10-16"
    },
    {
      "q": "How long has Mike been licensed?",
      "a": "The earliest state license record LenDb holds for Mike is from April 13, 2012 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Mike states 20 years of experience.",
      "fields": [
        "earliest_license_record",
        "years_experience"
      ],
      "source": "Wisconsin state regulator",
      "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
      "verified_at": "2026-10-21"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 334531,
    "slug": "michael-edelstein-334531",
    "canonical_url": "https://lendb.ai/lo/michael-edelstein-334531",
    "md_url": "https://lendb.ai/lo/michael-edelstein-334531.md",
    "json_url": "https://lendb.ai/lo/michael-edelstein-334531.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/334531",
    "full_name": {
      "value": "Mike Edelstein",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/mikeedelstein/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Mike",
    "last_name": "Edelstein",
    "licensed_names": [
      {
        "name": "Michael Edelstein",
        "name_with_middle_initial": "Michael S. Edelstein",
        "first_name": "Michael",
        "middle_initial": "S",
        "last_name": "Edelstein",
        "states": [
          "FL"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-09"
      },
      {
        "name": "Michael Edelstein",
        "name_with_middle_initial": null,
        "first_name": "Michael",
        "middle_initial": null,
        "last_name": "Edelstein",
        "states": [
          "WI"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-21"
      }
    ],
    "headshot_url": {
      "value": "https://granitebank.com/wp-content/uploads/2024/10/MikeEdelstein1080-300x300.jpg",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/mikeedelstein/",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Mike Edelstein is a Loan Officer with 20 years of experience in the mortgage industry. They grew up in Minnetonka and St. Louis Park and now live in Golden Valley with their wife and two children.",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/mikeedelstein/",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/mikeedelstein/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/mikeedelstein/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 20,
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/mikeedelstein/",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 405434,
      "lender_name": "Granite Bank",
      "lender_slug": "granite-bank-405434",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://granitebank.com/loan-officer/mikeedelstein/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/mikeedelstein/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 405434,
        "lender_name": "Granite Bank",
        "lender_slug": "granite-bank-405434",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://granitebank.com/loan-officer/mikeedelstein/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://granitebank.com/loan-officer/mikeedelstein/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO40636",
        "status": "expired",
        "issued_at": "2017-03-03",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "WI",
        "license_type": "state_license",
        "license_number": "334531",
        "status": "expired",
        "issued_at": "2012-04-13",
        "source": "state_regulator",
        "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
        "verified_at": "2026-10-21",
        "confidence": "confirmed",
        "regulator": "wi"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20",
        "source": "lender_site",
        "source_url": "https://granitebank.com/loan-officer/mikeedelstein/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-21 14:57:59.133113+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/michael-edelstein-334531#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/mikeedelstein/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": {
      "date": "2012-04-13",
      "state": "WI"
    },
    "licensed_since": {
      "year": 2012,
      "state": "WI"
    },
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}