---
canonical_url: https://lendb.ai/lo/michael-foley-197913
json_url: https://lendb.ai/lo/michael-foley-197913.json
nmls_id: 197913
last_verified: 2026-10-15
---

# Michael Foley

Loan Officer at Merit Mortgage, LP. NMLS ID 197913 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/197913)).

Michael Foley (NMLS 197913) is a Loan Officer at Merit Mortgage, LP, licensed in Texas since 2015.

**Summary:** Michael Foley (NMLS 197913) is Loan Officer at Merit Mortgage, LP. Licensed in Texas, confirmed with the state regulator. Earliest state license record: November 30, 2015 (Texas), per state regulator. States 15 years of experience. Last verified 2026-10-15.

## Quick answers

### Is Michael licensed in Texas?

Yes. Texas regulator records list a license as active, first effective November 30, 2015 (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### What lender does Michael work for?

Merit Mortgage, LP, company NMLS 1658041, per the lender's own site (verified 2026-10-15). Source: https://merit.mortgage/michael/.

### How long has Michael been licensed?

The earliest state license record LenDb holds for Michael is from November 30, 2015 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Michael states 15 years of experience. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: November 30, 2015 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 15 (source: https://merit.mortgage/michael/, verified 2026-10-15)
- Also licensed as (state regulator records, same NMLS ID): Michael D. Foley (TX, as of 2026-10-12)
- Licensed in: Texas (TX, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 15. Source: https://merit.mortgage/michael/, verified 2026-10-15.
- education: Bachelor of Science in business and mass communications, Arizona State University. Source: https://merit.mortgage/michael/, verified 2026-10-15.
- credential: Affiliate of the Year, 2017. Source: https://merit.mortgage/michael/, verified 2026-10-15.
- community: Active member of real estate organizations, including the Greater Fort Worth Association of Realtors. Source: https://merit.mortgage/michael/, verified 2026-10-15.
- role: Led mortgage loan originator teams. Source: https://merit.mortgage/michael/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| TX | Texas regulator | state_license | n/a | active | confirmed | 2015-11-30 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: Merit Mortgage, LP (NMLS 1658041). Source: https://merit.mortgage/michael/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/197913

## Contact

- View profile at Merit Mortgage, LP: https://merit.mortgage/michael/
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-foley-197913#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/197913
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://merit.mortgage/michael/

Cite as: Michael Foley (NMLS 197913), Merit Mortgage, LP. LenDb.ai, https://lendb.ai/lo/michael-foley-197913, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._