---
canonical_url: https://lendb.ai/lo/michael-folkemer-783536
json_url: https://lendb.ai/lo/michael-folkemer-783536.json
nmls_id: 783536
last_verified: 2026-10-09
---

# Mike Folkemer

Co-Branch Manager at CrossCountry Mortgage, Lebanon, PA. NMLS ID 783536 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/783536)).

**Summary:** Mike Folkemer (NMLS 783536) is Co-Branch Manager at CrossCountry Mortgage, based in Lebanon, PA. Lists Delaware, Maryland and Pennsylvania on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance. Licensed since 2025 (per Florida records). States 18 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 18 (source: https://crosscountrymortgage.com/lebanon-pa-3233/michael-folkemer/, verified 2026-10-09)
- Licensed in: Delaware (DE, lender_reported), Maryland (MD, lender_reported), Pennsylvania (PA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/lebanon-pa-3233/michael-folkemer/

## About

Mike is an 18-year veteran of the mortgage industry serving Dauphin, Lebanon, Cumberland, and York Counties, specializing in excellent customer service for buyers and investors.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 18. Source: https://crosscountrymortgage.com/lebanon-pa-3233/michael-folkemer/, verified 2026-10-09.
- service_area: Dauphin, Lebanon, Cumberland, and York Counties, PA. Source: https://crosscountrymortgage.com/lebanon-pa-3233/michael-folkemer/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO136092 | expired | confirmed | 2025-03-10 | state_regulator | 2026-10-09 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Lebanon, PA. Source: https://crosscountrymortgage.com/lebanon-pa-3233/michael-folkemer/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/783536

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/lebanon-pa-3233/michael-folkemer/
- Email on file: shown at https://lendb.ai/lo/michael-folkemer-783536#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/783536
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/lebanon-pa-3233/michael-folkemer/

Cite as: Mike Folkemer (NMLS 783536), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/michael-folkemer-783536, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
