---
canonical_url: https://lendb.ai/lo/michael-frantz-110316
json_url: https://lendb.ai/lo/michael-frantz-110316.json
nmls_id: 110316
last_verified: 2026-10-09
---

# Ryan Frantz

SVP | Area Manager at Ruoff Mortgage. NMLS ID 110316 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/110316)).

**Summary:** Ryan Frantz (NMLS 110316) is SVP | Area Manager at Ruoff Mortgage. Licensed in Florida, confirmed with the state regulator (license LO29012). Also lists Colorado, Illinois, Indiana, Kentucky, Michigan, North Carolina, Ohio, South Carolina and 2 more on the lender page (not yet checked with the state regulator). Licensed since 2015 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2015 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Kentucky (KY, lender_reported), Michigan (MI, lender_reported), North Carolina (NC, lender_reported), Ohio (OH, lender_reported), South Carolina (SC, lender_reported), Texas (TX, lender_reported), Wisconsin (WI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Ryan Frantz has 25+ years in lending and joined Ruoff in 2012 to help build their Central Indiana branch network. They help homebuyers throughout the Midwest navigate mortgage options with clarity and confidence.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25+. Source: https://www.ruoff.com/RyanFrantz, verified 2026-10-09.
- role: helped build team of thirteen branches in Central Indiana. Source: https://www.ruoff.com/RyanFrantz, verified 2026-10-09.
- education: Baseball career at Indiana University. Source: https://www.ruoff.com/RyanFrantz, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO29012 | active | confirmed | 2015-03-23 | state_regulator | 2026-10-09 |
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868). Source: https://www.ruoff.com/RyanFrantz, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/110316

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/RyanFrantz
- Office phone on file: shown at https://lendb.ai/lo/michael-frantz-110316#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/110316
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.ruoff.com/RyanFrantz

Cite as: Ryan Frantz (NMLS 110316), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/michael-frantz-110316, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._