---
canonical_url: https://lendb.ai/lo/michael-freeman-237263
json_url: https://lendb.ai/lo/michael-freeman-237263.json
nmls_id: 237263
last_verified: 2026-10-09
---

# Michael Freeman

Originating Branch Manager at CrossCountry Mortgage, Scottsdale, AZ. NMLS ID 237263 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/237263)).

**Summary:** Michael Freeman (NMLS 237263) is Originating Branch Manager at CrossCountry Mortgage, based in Scottsdale, AZ. Licensed in Florida, confirmed with the state regulator (license LO56922). Also lists Arizona, California, Iowa and Wisconsin on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan, Non-QM loan and FHA loan. Licensed since 2018 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2018 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Iowa (IA, lender_reported), Wisconsin (WI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/scottsdale-az-4658/michael-freeman/
- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/scottsdale-az-4658/michael-freeman/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/scottsdale-az-4658/michael-freeman/

## About

Michael Freeman is an Originating Branch Manager serving the Scottsdale, AZ community. He specializes in FHA loans, jumbo loans, and non-QM loans, bringing experience and dedication to the mortgage process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Scottsdale Airpark, AZ; Daisy Mountain, AZ. Source: https://crosscountrymortgage.com/scottsdale-az-4658/michael-freeman/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO56922 | active | confirmed | 2018-10-17 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Scottsdale, AZ. Source: https://crosscountrymortgage.com/scottsdale-az-4658/michael-freeman/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/237263

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/scottsdale-az-4658/michael-freeman/
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-freeman-237263#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/237263
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/scottsdale-az-4658/michael-freeman/

Cite as: Michael Freeman (NMLS 237263), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/michael-freeman-237263, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._