{
  "canonical_url": "https://lendb.ai/lo/michael-garcia-1760069",
  "loan_officer": {
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    "canonical_url": "https://lendb.ai/lo/michael-garcia-1760069",
    "md_url": "https://lendb.ai/lo/michael-garcia-1760069.md",
    "json_url": "https://lendb.ai/lo/michael-garcia-1760069.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1760069",
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      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-garcia/",
      "verified_at": "2026-10-09"
    },
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    "headshot_url": {
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      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-garcia/",
      "verified_at": "2026-10-09"
    },
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      "value": "Former fixed-income trader and new construction sales professional with decade in Chicago markets. Active real estate investor with single-family and multifamily portfolios totaling hundreds of units.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-garcia/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-garcia/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-garcia/",
      "verified_at": "2026-10-09"
    },
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    "years_experience": null,
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    "claimed_at": null,
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      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
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      "branch_state": "TX",
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      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-garcia/",
      "lender_type": "imb",
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      "source_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-garcia/",
      "verified_at": "2026-10-09"
    },
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      {
        "lender_nmls_id": 3029,
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        "end_date": null,
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        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-garcia/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
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        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
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        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-garcia/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "IN",
        "license_type": "state_license",
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        "status": "listed_on_lender_site",
        "issued_at": null,
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        "source_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-garcia/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
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      {
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        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-garcia/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "self-employed",
        "label": "Self-employed",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-garcia/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
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        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-garcia/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "other",
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        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-garcia/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Graduated from Baylor University, played tennis",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-garcia/",
        "verified_at": "2026-10-09"
      }
    ],
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    "updated_at": "2026-10-09 23:55:24.857805+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/michael-garcia-1760069#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/dallas-tx-3367/michael-garcia/",
      "verified_at": "2026-10-09"
    },
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    "licensed_since": null,
    "federal_registration": null
  }
}