---
canonical_url: https://lendb.ai/lo/michael-gebbia-1954372
json_url: https://lendb.ai/lo/michael-gebbia-1954372.json
nmls_id: 1954372
last_verified: 2026-10-09
---

# Michael Gebbia

Mortgage Loan Originator at Total Mortgage Services, Milford, CT. NMLS ID 1954372 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1954372)).

**Summary:** Michael Gebbia (NMLS 1954372) is Mortgage Loan Originator at Total Mortgage Services, based in Milford, CT. Earliest state license record: September 18, 2020 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: September 18, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Michael is a licensed realtor in CT with real estate experience. He holds a Bachelor of Science in Marketing from Central Connecticut State University (2012) and previously owned a small business in West Haven, CT.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Bachelor of Science degree in Marketing from Central Connecticut State University, 2012. Source: https://www.totalmortgage.com/bankers/michael-gebbia, verified 2026-10-09.
- role: Licensed realtor in CT. Source: https://www.totalmortgage.com/bankers/michael-gebbia, verified 2026-10-09.
- other: Previously owned a small business in West Haven, CT. Source: https://www.totalmortgage.com/bankers/michael-gebbia, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO74531 | expired | confirmed | 2020-09-18 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Milford, CT. Source: https://www.totalmortgage.com/bankers/michael-gebbia, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1954372

## Contact

- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/michael-gebbia
- Email on file: shown at https://lendb.ai/lo/michael-gebbia-1954372#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1954372
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.totalmortgage.com/bankers/michael-gebbia

Cite as: Michael Gebbia (NMLS 1954372), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/michael-gebbia-1954372, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._