---
canonical_url: https://lendb.ai/lo/michael-giannetto-18637
json_url: https://lendb.ai/lo/michael-giannetto-18637.json
nmls_id: 18637
last_verified: 2026-10-09
---

# Michael Giannetto

Originating Branch Manager at CrossCountry Mortgage, New Windsor, NY. NMLS ID 18637 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/18637)).

**Summary:** Michael Giannetto (NMLS 18637) is Originating Branch Manager at CrossCountry Mortgage, based in New Windsor, NY. Licensed in 7 states: Florida, North Carolina, New Jersey, New York, Pennsylvania, Rhode Island and South Carolina. 0 years licensed. Last verified 2026-10-09.

## At a glance

- Years licensed: 0
- Licensed in: Florida (FL), North Carolina (NC), New Jersey (NJ), New York (NY), Pennsylvania (PA), Rhode Island (RI), South Carolina (SC)
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Michael has been providing mortgage planning services since 1998. He focuses on assessing clients' unique financial objectives and creating customized home financing strategies for purchases, refinances, and investment properties in Washingtonville, NY.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1998. Source: https://crosscountrymortgage.com/new-windsor-ny-5632/michael-giannetto/, verified 2026-10-09.
- service_area: Washingtonville, NY. Source: https://crosscountrymortgage.com/new-windsor-ny-5632/michael-giannetto/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Issued | Source | Verified |
|---|---|---|---|---|---|---|
| FL | state_license | LO148109 | active | 2026-05-27 | state_regulator | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| NY | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| PA | state_license | 58108 | active |  | state_regulator | 2026-10-09 |
| RI | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), New Windsor, NY. Source: https://crosscountrymortgage.com/new-windsor-ny-5632/michael-giannetto/, verified 2026-10-09.

## Disciplinary actions

None on record at LenDb (regulator orders are not loaded yet; check NMLS Consumer Access).

## Contact

- linkedin_url: https://www.linkedin.com/in/michael-giannetto-42b4506/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/new-windsor-ny-5632/michael-giannetto/
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-giannetto-18637#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/18637
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/new-windsor-ny-5632/michael-giannetto/
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: Michael Giannetto (NMLS 18637), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/michael-giannetto-18637, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._