{
  "canonical_url": "https://lendb.ai/lo/michael-gillett-362285",
  "lede": {
    "text": "Mike Gillett, NMLS 362285, works as a mortgage loan officer at Mortgage Marketplace LLC in Salem, Oregon and is licensed in California since 2015 and in Florida, Texas and Oregon. Mike's lender page shows a focus on first-time buyer, DSCR loan and FHA loan.",
    "fields": [
      "full_name",
      "nmls_id",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "specialties"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Mike licensed in Oregon?",
      "a": "Yes. Oregon regulator records list license 362285 as active, first effective August 13, 2015 (verified 2026-10-20). LenDb has 6 other states on file for Mike.",
      "fields": [
        "licenses"
      ],
      "source": "Oregon state regulator",
      "source_url": "https://dfr.oregon.gov/",
      "verified_at": "2026-10-20"
    },
    {
      "q": "Does Mike list first-time buyer as a focus?",
      "a": "Mike's profile lists first-time buyer as a focus (from their lender profile page). It also lists DSCR loan, FHA loan and HELOC.",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
      "verified_at": "2026-10-22"
    },
    {
      "q": "What lender does Mike work for?",
      "a": "Mortgage Marketplace LLC, company NMLS 2367229, from the Salem, OR office, per the lender's own site (verified 2026-10-22).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
      "verified_at": "2026-10-22"
    },
    {
      "q": "How long has Mike been licensed?",
      "a": "The earliest state license record LenDb holds for Mike is from July 27, 2015 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Mike states 30 years of experience.",
      "fields": [
        "earliest_license_record",
        "years_experience"
      ],
      "source": "California state regulator",
      "source_url": "https://dfpi.ca.gov/",
      "verified_at": "2026-10-24"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 362285,
    "slug": "michael-gillett-362285",
    "canonical_url": "https://lendb.ai/lo/michael-gillett-362285",
    "md_url": "https://lendb.ai/lo/michael-gillett-362285.md",
    "json_url": "https://lendb.ai/lo/michael-gillett-362285.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/362285",
    "full_name": {
      "value": "Mike Gillett",
      "source": "state_regulator",
      "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
      "verified_at": "2026-10-22"
    },
    "first_name": "Mike",
    "last_name": "Gillett",
    "licensed_names": [
      {
        "name": "Michael Gillett",
        "name_with_middle_initial": "Michael W. Gillett",
        "first_name": "Michael",
        "middle_initial": "W",
        "last_name": "Gillett",
        "states": [
          "CA",
          "FL",
          "OR",
          "TX"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-22"
      }
    ],
    "headshot_url": {
      "value": "https://mortgagemarketplace.loans/wp-content/uploads/2026/07/MIKE-GILLETT-MORTGAGE-MARKETPLACE-elementor-io-optimized.webp",
      "source": "state_regulator",
      "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
      "verified_at": "2026-10-22"
    },
    "bio": null,
    "title": {
      "value": "Founder and CEO of Mortgage Marketplace",
      "source": "state_regulator",
      "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
      "verified_at": "2026-10-22"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
      "verified_at": "2026-10-22"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 30,
      "source": "lender_site",
      "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
      "verified_at": "2026-10-22"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 2367229,
      "lender_name": "Mortgage Marketplace LLC",
      "lender_slug": "mortgage-marketplace-llc-2367229",
      "branch_city": "Salem",
      "branch_state": "OR",
      "branch_zip": "97302",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
      "lender_type": "other",
      "source": "state_regulator",
      "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
      "verified_at": "2026-10-22"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2367229,
        "lender_name": "Mortgage Marketplace LLC",
        "lender_slug": "mortgage-marketplace-llc-2367229",
        "branch_city": "Salem",
        "branch_state": "OR",
        "branch_zip": "97302",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
        "lender_type": "other",
        "source": "state_regulator",
        "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
        "verified_at": "2026-10-22"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO96343",
        "status": "active",
        "issued_at": "2021-10-20",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2021-11-22",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": "362285",
        "status": "active",
        "issued_at": "2015-08-13",
        "source": "state_regulator",
        "source_url": "https://dfr.oregon.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "or"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DBO362285",
        "status": "active",
        "issued_at": "2015-07-27",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      },
      {
        "state": "ID",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
        "verified_at": "2026-10-22",
        "confidence": "lender_reported"
      },
      {
        "state": "MT",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
        "verified_at": "2026-10-22",
        "confidence": "lender_reported"
      },
      {
        "state": "WA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
        "verified_at": "2026-10-22",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
        "verified_at": "2026-10-22"
      },
      {
        "slug": "dscr",
        "label": "DSCR loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
        "verified_at": "2026-10-22"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
        "verified_at": "2026-10-22"
      },
      {
        "slug": "heloc",
        "label": "HELOC",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
        "verified_at": "2026-10-22"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
        "verified_at": "2026-10-22"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
        "verified_at": "2026-10-22"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
        "verified_at": "2026-10-22"
      },
      {
        "slug": "self-employed",
        "label": "Self-employed",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
        "verified_at": "2026-10-22"
      },
      {
        "slug": "refinance",
        "label": "Refinance",
        "evidence": "lender_page_text",
        "confidence": 0.5,
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
        "verified_at": "2026-10-22"
      }
    ],
    "lender_offers": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/mikegillettmortgage",
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
        "verified_at": "2026-10-22"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "30",
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
        "verified_at": "2026-10-22"
      },
      {
        "kind": "service_area",
        "value": "Oregon, California, Washington, Idaho, Texas, Florida, Montana",
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
        "verified_at": "2026-10-22"
      },
      {
        "kind": "community",
        "value": "Creator of Housing Oregon's Heroes, a program with discounted lending costs for eligible teachers, healthcare professionals, first responders, law enforcement officers, veterans and military families",
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
        "verified_at": "2026-10-22"
      }
    ],
    "last_verified_at": "2026-10-24",
    "updated_at": "2026-10-24 19:28:56.294761+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/michael-gillett-362285#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://mortgagemarketplace.loans/team-member/mike-gillett/",
      "verified_at": "2026-10-22"
    },
    "earliest_license_record": {
      "date": "2015-07-27",
      "state": "CA"
    },
    "licensed_since": {
      "year": 2015,
      "state": "CA"
    },
    "federal_registration": null
  }
}