---
canonical_url: https://lendb.ai/lo/michael-gjata-247568
json_url: https://lendb.ai/lo/michael-gjata-247568.json
nmls_id: 247568
last_verified: 2026-10-15
---

# Michael Gjata

Loan Officer at Consumer Real Estate Finance Co., Algonquin, IL. NMLS ID 247568 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/247568)).

**Summary:** Michael Gjata (NMLS 247568) is Loan Officer at Consumer Real Estate Finance Co., based in Algonquin, IL. Focus areas shown on the lender page: Real estate investor, Self-employed, USDA loan, VA loan and FHA loan. Consumer Real Estate Finance Co. also offers First-time buyer (a lender program, not confirmed as their own focus). States 23 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 23 (source: https://societymortgage.com/loan-experts/michael-gjata/, verified 2026-10-15)
- Licensed in: no license list on file; check NMLS Consumer Access
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Real estate investor** (`investor`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://societymortgage.com/loan-experts/michael-gjata/
- **Self-employed** (`self-employed`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://societymortgage.com/loan-experts/michael-gjata/
- **USDA loan** (`usda`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://societymortgage.com/loan-experts/michael-gjata/
- **VA loan** (`va`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://societymortgage.com/loan-experts/michael-gjata/
- **FHA loan** (`fha`): from their lender profile page, confidence 0.10, verified 2026-10-15. Source: https://societymortgage.com/loan-experts/michael-gjata/

### Their lender offers (lender level: Consumer Real Estate Finance Co.'s programs, not confirmed as this person's focus)

- **First-time buyer** (`first-time-buyer`): verified 2026-10-13. Source: https://societymortgage.com

## About

Michael Gjata has over 23 years in mortgage and lending, including past roles as sales manager and branch manager. Known for long-standing client relationships and a referral network.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 23. Source: https://societymortgage.com/loan-experts/michael-gjata/, verified 2026-10-15.
- role: past roles: Sales Manager, Branch Manager. Source: https://societymortgage.com/loan-experts/michael-gjata/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Consumer Real Estate Finance Co. (NMLS 104621), Algonquin, IL. Source: https://societymortgage.com/loan-experts/michael-gjata/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/247568

## Contact

- View profile at Consumer Real Estate Finance Co.: https://societymortgage.com/loan-experts/michael-gjata/
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-gjata-247568#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/247568
- lender_site: https://societymortgage.com/loan-experts/michael-gjata/
- state_regulator (lender programs): https://societymortgage.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Michael Gjata (NMLS 247568), Consumer Real Estate Finance Co.. LenDb.ai, https://lendb.ai/lo/michael-gjata-247568, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._