---
canonical_url: https://lendb.ai/lo/michael-graber-82966
json_url: https://lendb.ai/lo/michael-graber-82966.json
nmls_id: 82966
last_verified: 2026-10-09
---

# Michael Graber

Branch Manager at NFM Lending, Turnersville, NJ. NMLS ID 82966 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/82966)).

**Summary:** Michael Graber (NMLS 82966) is Branch Manager at NFM Lending, based in Turnersville, NJ. Licensed in 3 states confirmed with state regulators: Florida, Colorado and Pennsylvania. Also lists Connecticut, Indiana, Virginia, California and New Jersey on the lender page (not yet checked with the state regulator). Licensed since 2020 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2020 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Connecticut (CT, lender_reported), Indiana (IN, lender_reported), Pennsylvania (PA, confirmed), Virginia (VA, lender_reported), California (CA, lender_reported), New Jersey (NJ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO69214 | active | confirmed | 2020-03-25 | state_regulator | 2026-10-09 |
| CO | state_license | 100542646 | active | confirmed | 2025-07-02 | state_regulator | 2026-10-10 |
| CT | state_license | LO-82966 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | 71426 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | 74857 | active | confirmed |  | state_regulator | 2026-10-10 |
| VA | state_license | MLO-65684VA | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: NFM Lending (NMLS 2893), Turnersville, NJ. Source: https://nfmlending.com/loanoriginator/michael-graber/, verified 2026-10-09.
- ? to 2026-10-10: Fairway Independent Mortgage Corporation (NMLS 2289), Paramus, NJ. Source: https://www.fairway.com/lo/michael-graber-82966, verified 2026-10-09.
- ? to 2026-10-09: NFM Lending (NMLS 2893), Turnersville, NJ. Source: https://nfmlending.com/loanoriginator/michael-graber/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/82966

## Contact

- View profile at NFM Lending: https://nfmlending.com/loanoriginator/michael-graber/
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-graber-82966#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/82966
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=339935&contact=573739
- lender_site: https://nfmlending.com/loanoriginator/michael-graber/
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://www.fairway.com/lo/michael-graber-82966

Cite as: Michael Graber (NMLS 82966), NFM Lending. LenDb.ai, https://lendb.ai/lo/michael-graber-82966, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._