---
canonical_url: https://lendb.ai/lo/michael-grace-447901
json_url: https://lendb.ai/lo/michael-grace-447901.json
nmls_id: 447901
last_verified: 2026-10-15
---

# Mike Grace

Branch Manager | Mortgage Loan Originator at Integrity Home Mortgage Corporation, Watkinsville, GA. NMLS ID 447901 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/447901)).

**Summary:** Mike Grace (NMLS 447901) is Branch Manager | Mortgage Loan Originator at Integrity Home Mortgage Corporation, based in Watkinsville, GA. Licensed in 2 states confirmed with state regulators: Florida and Texas. Also lists Alabama, Georgia, North Carolina, South Carolina and Tennessee on the lender page (not yet checked with the state regulator). Earliest state license record: June 2, 2026 (Florida), per state regulator. States 42 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: June 2, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 42 (source: https://ihmcloans.com/mike-grace/, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Alabama (AL, lender_reported), Georgia (GA, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 42. Source: https://ihmcloans.com/mike-grace/, verified 2026-10-15.
- years_experience: since 1984. Source: https://ihmcloans.com/mike-grace/, verified 2026-10-15.
- education: BBA in Finance, University of Georgia. Source: https://ihmcloans.com/mike-grace/, verified 2026-10-15.
- education: MBA, Brenau University. Source: https://ihmcloans.com/mike-grace/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO148294 | active | confirmed | 2026-06-02 | state_regulator | 2026-10-15 |
| TX | state_license | n/a | active | confirmed | 2026-07-01 | state_regulator | 2026-10-13 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Integrity Home Mortgage Corporation (NMLS 208516), Watkinsville, GA. Source: https://ihmcloans.com/mike-grace/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/447901

## Contact

- View profile at Integrity Home Mortgage Corporation: https://ihmcloans.com/mike-grace/
- Email on file: shown at https://lendb.ai/lo/michael-grace-447901#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/447901
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://ihmcloans.com/mike-grace/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Mike Grace (NMLS 447901), Integrity Home Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/michael-grace-447901, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._