---
canonical_url: https://lendb.ai/lo/michael-guazon-104012
json_url: https://lendb.ai/lo/michael-guazon-104012.json
nmls_id: 104012
last_verified: 2026-10-30
---

# Michael Guazon

Loan officer at loanDepot. NMLS ID 104012 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/104012)).

Michael Guazon (NMLS 104012) is a mortgage loan officer at loanDepot, licensed in Texas, Louisiana, Delaware and 6 more states.

**Summary:** Michael Guazon (NMLS 104012) is a loan officer at loanDepot. Licensed in 9 states confirmed with state regulators: Texas, Louisiana, Delaware, Missouri, Oregon, Wisconsin, Massachusetts, Maryland and 1 more. Earliest state license record: May 12, 2010 (California), per state regulator. Last verified 2026-10-30.

## Quick answers

### Is Michael licensed in Texas?

Yes. Texas regulator records list a license as active, first effective July 15, 2010 (verified 2026-10-13). LenDb has 8 other states on file for Michael. Source: https://www.sml.texas.gov/.

### What lender does Michael work for?

loanDepot, company NMLS 174457, per the lender's own site (verified 2026-10-20). Source: https://dfr.oregon.gov/.

### How long has Michael been licensed?

The earliest state license record LenDb holds for Michael is from May 12, 2010 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: May 12, 2010 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Michael B. Guazon (NY, as of 2026-10-13); Michael J. Guazon (AR, CA, DE, LA, MA, MD, MO, OR, TX, WY, as of 2026-10-30)
- Licensed in: Texas (TX, confirmed), Louisiana (LA, confirmed), Delaware (DE, confirmed), Missouri (MO, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), Massachusetts (MA, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| TX | Texas regulator | state_license | n/a | active | confirmed | 2010-07-15 | state_regulator | 2026-10-13 |
| NY | New York regulator | state_license | n/a | inactive | confirmed |  | state_regulator | 2026-10-14 |
| LA | Louisiana regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-15 |
| DE | Delaware regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-30 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| AR | Arkansas regulator | state_license | n/a | inactive | confirmed |  | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2010-12-17 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 104012 | active | confirmed | 2017-05-16 | state_regulator | 2026-10-21 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DOC104012 | inactive | confirmed | 2010-05-12 | state_regulator | 2026-10-24 |
| MA | Massachusetts regulator | state_license | MLO104012 | active | confirmed |  | state_regulator | 2026-10-26 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |
| WY | Wyoming regulator | state_license | 105744 | active | confirmed | 2022-09-15 | state_regulator | 2026-10-27 |

## Employment history

- ? to present: loanDepot (NMLS 174457). Source: https://dfr.oregon.gov/, verified 2026-10-20.
- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/104012

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/104012
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/
- state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://www.mass.gov/lists/download-a-list-of-approved-licensees
- state_regulator: https://www.labor.maryland.gov/finance/
- state_regulator: https://wyomingbankingdivision.wyo.gov/

Cite as: Michael Guazon (NMLS 104012), loanDepot. LenDb.ai, https://lendb.ai/lo/michael-guazon-104012, last verified 2026-10-30.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._