---
canonical_url: https://lendb.ai/lo/michael-halik-1591706
json_url: https://lendb.ai/lo/michael-halik-1591706.json
nmls_id: 1591706
last_verified: 2026-10-27
---

# Michael Halik

Loan officer at West Capital Lending, Inc.. NMLS ID 1591706 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1591706)).

Michael Halik (NMLS 1591706) is a mortgage loan officer at West Capital Lending, Inc., licensed in Florida since 2020 and in Arkansas, Iowa, Oregon and Wyoming.

**Summary:** Michael Halik (NMLS 1591706) is a loan officer at West Capital Lending, Inc.. Licensed in 5 states confirmed with state regulators: Florida, Arkansas, Iowa, Oregon and Wyoming. Earliest state license record: January 29, 2020 (Florida), per state regulator. Last verified 2026-10-27.

## Quick answers

### Is Michael licensed in Florida?

Yes. Florida regulator records list license LO67398 as active, first effective January 29, 2020 (verified 2026-10-15). LenDb has 4 other states on file for Michael. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Michael work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-20). Source: https://securities.arkansas.gov/loans/nmls/.

### How long has Michael been licensed?

The earliest state license record LenDb holds for Michael is from January 29, 2020 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: January 29, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Michael L. Halik (AR, CA, FL, IA, OR, WY, as of 2026-10-27)
- Licensed in: Florida (FL, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wyoming (WY, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO67398 | active | confirmed | 2020-01-29 | state_regulator | 2026-10-15 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| IA | Iowa regulator | state_license | 53322 | active | confirmed | 2024-12-19 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2021-05-01 | state_regulator | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DBO1591706 | inactive | confirmed | 2020-02-18 | state_regulator | 2026-10-24 |
| WY | Wyoming regulator | state_license | 108011 | active | confirmed | 2025-01-07 | state_regulator | 2026-10-27 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://securities.arkansas.gov/loans/nmls/, verified 2026-10-20.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1591706

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1591706
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://wyomingbankingdivision.wyo.gov/

Cite as: Michael Halik (NMLS 1591706), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/michael-halik-1591706, last verified 2026-10-27.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._