---
canonical_url: https://lendb.ai/lo/michael-harms-488803
json_url: https://lendb.ai/lo/michael-harms-488803.json
nmls_id: 488803
last_verified: 2026-10-09
---

# Mike Harms

Loan Officer at Fairway Independent Mortgage Corporation, Monument, CO. NMLS ID 488803 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/488803)).

**Summary:** Mike Harms (NMLS 488803) is Loan Officer at Fairway Independent Mortgage Corporation, based in Monument, CO. Licensed in Florida, confirmed with the state regulator (license LO120125). Also lists Colorado, Indiana, Minnesota, Missouri, Ohio, South Carolina and Tennessee on the lender page (not yet checked with the state regulator). Licensed since 2023 (per Florida records). States 17 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 17 (source: https://www.fairway.com/lo/mike-harms-488803, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Colorado (CO, lender_reported), Indiana (IN, lender_reported), Minnesota (MN, lender_reported), Missouri (MO, lender_reported), Ohio (OH, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Mike has 17 years in lending with 8 years as a mortgage loan advisor, licensed in 8 states. He is passionate about helping clients navigate major financial decisions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 17. Source: https://www.fairway.com/lo/mike-harms-488803, verified 2026-10-09.
- credential: Licensed in 8 states. Source: https://www.fairway.com/lo/mike-harms-488803, verified 2026-10-09.
- community: Supporter of Angels of America's Fallen. Source: https://www.fairway.com/lo/mike-harms-488803, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO120125 | active | confirmed | 2023-05-19 | state_regulator | 2026-10-09 |
| CO | state_license | 100508532 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | 69852 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MN | state_license | MN-MLO-488803 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MO | state_license | 488803 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | MLO-OH.488803 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | MLO - 488803 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | 488803 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Fairway Independent Mortgage Corporation (NMLS 2289), Monument, CO. Source: https://www.fairway.com/lo/mike-harms-488803, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/488803

## Contact

- View profile at Fairway Independent Mortgage Corporation: https://www.fairway.com/lo/mike-harms-488803
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-harms-488803#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/488803
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.fairway.com/lo/mike-harms-488803

Cite as: Mike Harms (NMLS 488803), Fairway Independent Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/michael-harms-488803, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._