---
canonical_url: https://lendb.ai/lo/michael-james-kelly-130523
json_url: https://lendb.ai/lo/michael-james-kelly-130523.json
nmls_id: 130523
last_verified: 2026-10-09
---

# Michael James Kelly

Senior Loan Officer at Guild Mortgage, Lake Oswego, OR. NMLS ID 130523 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/130523)).

**Summary:** Michael James Kelly (NMLS 130523) is Senior Loan Officer at Guild Mortgage, based in Lake Oswego, OR. Lists Arizona, Nevada, Oregon and Washington on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Arizona (AZ, lender_reported), Nevada (NV, lender_reported), Oregon (OR, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Michael has 20+ years of financial experience and is passionate about providing exceptional service and communication. A native Oregonian, he prioritizes building lasting relationships with clients based on trust and expertise.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20+. Source: https://branches.guildmortgage.com/or/lakeoswego/michael-j-kelly-624-mgmk.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Lake Oswego, OR. Source: https://branches.guildmortgage.com/or/lakeoswego/michael-j-kelly-624-mgmk.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/130523

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/or/lakeoswego/michael-j-kelly-624-mgmk.html
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-james-kelly-130523#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/130523
- lender_site: https://branches.guildmortgage.com/or/lakeoswego/michael-j-kelly-624-mgmk.html

Cite as: Michael James Kelly (NMLS 130523), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/michael-james-kelly-130523, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._