---
canonical_url: https://lendb.ai/lo/michael-johnson-2644657
json_url: https://lendb.ai/lo/michael-johnson-2644657.json
nmls_id: 2644657
last_verified: 2026-10-15
---

# Michael Johnson

LOAN OFFICER at Consumer Real Estate Finance Co., Venice, FL. NMLS ID 2644657 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2644657)).

**Summary:** Michael Johnson (NMLS 2644657) is LOAN OFFICER at Consumer Real Estate Finance Co., based in Venice, FL. Licensed in Florida, confirmed with the state regulator (license LO133440). Consumer Real Estate Finance Co. also offers First-time buyer (a lender program, not confirmed as their own focus). Earliest state license record: November 21, 2024 (Florida), per state regulator. States 10 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: November 21, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 10 (source: https://societymortgage.com/loan-experts/michael-johnson/, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: Consumer Real Estate Finance Co.'s programs, not confirmed as this person's focus)

- **First-time buyer** (`first-time-buyer`): verified 2026-10-13. Source: https://societymortgage.com

## About

Michael Johnson specializes in the greater Sarasota area market and lists 10+ years of experience. Before entering real estate, they spent 15 years in automotive management.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 10. Source: https://societymortgage.com/loan-experts/michael-johnson/, verified 2026-10-15.
- service_area: Greater Sarasota area. Source: https://societymortgage.com/loan-experts/michael-johnson/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO133440 | active | confirmed | 2024-11-21 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Consumer Real Estate Finance Co. (NMLS 104621), Venice, FL. Source: https://societymortgage.com/loan-experts/michael-johnson/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2644657

## Contact

- View profile at Consumer Real Estate Finance Co.: https://societymortgage.com/loan-experts/michael-johnson/
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-johnson-2644657#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2644657
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://societymortgage.com/loan-experts/michael-johnson/
- state_regulator (lender programs): https://societymortgage.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Michael Johnson (NMLS 2644657), Consumer Real Estate Finance Co.. LenDb.ai, https://lendb.ai/lo/michael-johnson-2644657, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._