--- canonical_url: https://lendb.ai/lo/michael-kiser-1599098 json_url: https://lendb.ai/lo/michael-kiser-1599098.json nmls_id: 1599098 last_verified: 2026-10-10 --- # Reily Kiser VP of Lending at Lower, Columbus, OH. NMLS ID 1599098 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1599098)). **Summary:** Reily Kiser (NMLS 1599098) is VP of Lending at Lower, based in Columbus, OH. Lists Alabama, Arkansas, Arizona, California, District of Columbia, Iowa, Illinois, Indiana and 15 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Real estate investor and Self-employed. Licensed since 2023 (per Florida records). Last verified 2026-10-10. ## At a glance - Licensed since 2023 (per Florida records). This is license history on file, not total experience. - Licensed in: Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), District of Columbia (DC, lender_reported), Iowa (IA, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Kansas (KS, lender_reported), Kentucky (KY, lender_reported), Maryland (MD, lender_reported), Maine (ME, lender_reported), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), North Carolina (NC, lender_reported), Ohio (OH, lender_reported), Oklahoma (OK, lender_reported), Oregon (OR, lender_reported), Pennsylvania (PA, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), West Virginia (WV, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.80, verified 2026-10-10. Source: https://www.lower.com/loan-officers/ohio/columbus/reily-kiser - **Real estate investor** (`investor`): lender page, confidence 0.80, verified 2026-10-10. Source: https://www.lower.com/loan-officers/ohio/columbus/reily-kiser - **Self-employed** (`self-employed`): lender page, confidence 0.80, verified 2026-10-10. Source: https://www.lower.com/loan-officers/ohio/columbus/reily-kiser ## About Reily says they focus on investors, first-time homebuyers, self-employed buyers, and high-net-worth clients, aiming to find mortgage options that fit each client's finances and goals. Source: LenDb summary of the lender page, verified 2026-10-10. ## Video intro available Reily has a short recorded video intro on Lower's site. Watch on Lower's site: https://www.lower.com/loan-officers/ohio/columbus/reily-kiser The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-10. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO116373 | expired | confirmed | 2023-01-05 | state_regulator | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | AR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | DC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | IA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | KS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | KY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | ME | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | MN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | OK | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | OR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | PA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | WV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | ## Employment history - ? to present: Lower (NMLS 1124061), Columbus, OH. Source: https://www.lower.com/loan-officers/ohio/columbus/reily-kiser, verified 2026-10-10. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1599098 ## Contact - View profile at Lower: https://www.lower.com/loan-officers/ohio/columbus/reily-kiser - Office phone and Email on file: shown at https://lendb.ai/lo/michael-kiser-1599098#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1599098 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://www.lower.com/loan-officers/ohio/columbus/reily-kiser Cite as: Reily Kiser (NMLS 1599098), Lower. LenDb.ai, https://lendb.ai/lo/michael-kiser-1599098, last verified 2026-10-10. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._