{
  "canonical_url": "https://lendb.ai/lo/michael-lanfear-2181955",
  "loan_officer": {
    "nmls_id": 2181955,
    "slug": "michael-lanfear-2181955",
    "canonical_url": "https://lendb.ai/lo/michael-lanfear-2181955",
    "md_url": "https://lendb.ai/lo/michael-lanfear-2181955.md",
    "json_url": "https://lendb.ai/lo/michael-lanfear-2181955.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2181955",
    "full_name": {
      "value": "Michael Lanfear",
      "source": "lender_site",
      "source_url": "https://www.newrez.com/find-loan-officer/michael-lanfear/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Michael",
    "last_name": "Lanfear",
    "headshot_url": {
      "value": "https://caliberamp.dmplocal.com/files/form_images/21/40/5d/15845/14079_1user_photoMichael_Lanfear.png",
      "source": "lender_site",
      "source_url": "https://www.newrez.com/find-loan-officer/michael-lanfear/",
      "verified_at": "2026-10-09"
    },
    "bio": null,
    "title": {
      "value": "Mortgage Consultant",
      "source": "lender_site",
      "source_url": "https://www.newrez.com/find-loan-officer/michael-lanfear/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.newrez.com/find-loan-officer/michael-lanfear/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 1,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 3013,
      "lender_name": "Newrez",
      "lender_slug": "newrez-3013",
      "branch_city": "Troy",
      "branch_state": "MI",
      "branch_zip": "48084",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.newrez.com/find-loan-officer/michael-lanfear/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.newrez.com/find-loan-officer/michael-lanfear/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3013,
        "lender_name": "Newrez",
        "lender_slug": "newrez-3013",
        "branch_city": "Troy",
        "branch_state": "MI",
        "branch_zip": "48084",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.newrez.com/find-loan-officer/michael-lanfear/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.newrez.com/find-loan-officer/michael-lanfear/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO139969",
        "status": "active",
        "issued_at": "2025-07-28",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 05:33:14.772419+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/michael-lanfear-2181955#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.newrez.com/find-loan-officer/michael-lanfear/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2025,
      "state": "FL"
    },
    "federal_registration": null
  }
}