{
  "canonical_url": "https://lendb.ai/lo/michael-lee-886980",
  "loan_officer": {
    "nmls_id": 886980,
    "slug": "michael-lee-886980",
    "canonical_url": "https://lendb.ai/lo/michael-lee-886980",
    "md_url": "https://lendb.ai/lo/michael-lee-886980.md",
    "json_url": "https://lendb.ai/lo/michael-lee-886980.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/886980",
    "full_name": {
      "value": "Michael Lee",
      "source": "lender_site",
      "source_url": "https://www.truist.com/finder/mortgage/michael-lee-direct-loan-officer-richmond-va-23224",
      "verified_at": "2026-10-09"
    },
    "first_name": "Michael",
    "last_name": "Lee",
    "headshot_url": {
      "value": "https://www.truist.com/content/dam/profiles/rep/D/D47231_Mike Lee.jpg",
      "source": "lender_site",
      "source_url": "https://www.truist.com/finder/mortgage/michael-lee-direct-loan-officer-richmond-va-23224",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Michael Lee has more than 14 years of industry experience in home loan origination. He prioritizes explaining mortgage concepts clearly to clients and finding competitive rates tailored to their goals.",
      "source": "lender_site",
      "source_url": "https://www.truist.com/finder/mortgage/michael-lee-direct-loan-officer-richmond-va-23224",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Direct Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.truist.com/finder/mortgage/michael-lee-direct-loan-officer-richmond-va-23224",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [
        "en"
      ],
      "source": "lender_site",
      "source_url": "https://www.truist.com/finder/mortgage/michael-lee-direct-loan-officer-richmond-va-23224",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 399803,
      "lender_name": "Truist Bank",
      "lender_slug": "truist-399803",
      "branch_city": "Richmond",
      "branch_state": "VA",
      "branch_zip": "23224",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.truist.com/finder/mortgage/michael-lee-direct-loan-officer-richmond-va-23224",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.truist.com/finder/mortgage/michael-lee-direct-loan-officer-richmond-va-23224",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 399803,
        "lender_name": "Truist Bank",
        "lender_slug": "truist-399803",
        "branch_city": "Richmond",
        "branch_state": "VA",
        "branch_zip": "23224",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.truist.com/finder/mortgage/michael-lee-direct-loan-officer-richmond-va-23224",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.truist.com/finder/mortgage/michael-lee-direct-loan-officer-richmond-va-23224",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 11:01:18.168454+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/michael-lee-886980#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.truist.com/finder/mortgage/michael-lee-direct-loan-officer-richmond-va-23224",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}