---
canonical_url: https://lendb.ai/lo/michael-ludwig-728871
json_url: https://lendb.ai/lo/michael-ludwig-728871.json
nmls_id: 728871
last_verified: 2026-10-09
---

# Michael Ludwig

Credit Solutions Advisor, Assistant Vice President at Bank of America, Cedar Park, TX. NMLS ID 728871 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/728871)).

**Summary:** Michael Ludwig (NMLS 728871) is Credit Solutions Advisor, Assistant Vice President at Bank of America, based in Cedar Park, TX. Licensed in Florida, confirmed with the state regulator (license LO143827). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Earliest state license record: December 30, 2025 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: December 30, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO143827 | active | confirmed | 2025-12-30 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Bank of America (NMLS 399802), Cedar Park, TX. Source: https://mortgage.bankofamerica.com/michael-ludwig, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/728871

## Contact

- View profile at Bank of America: https://mortgage.bankofamerica.com/michael-ludwig
- Office phone on file: shown at https://lendb.ai/lo/michael-ludwig-728871#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/728871
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://mortgage.bankofamerica.com/michael-ludwig

Cite as: Michael Ludwig (NMLS 728871), Bank of America. LenDb.ai, https://lendb.ai/lo/michael-ludwig-728871, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._