---
canonical_url: https://lendb.ai/lo/michael-lux-357171
json_url: https://lendb.ai/lo/michael-lux-357171.json
nmls_id: 357171
last_verified: 2026-10-15
---

# Michael Lux

Branch Manager at Panorama Mortgage Group, LLC, Hollywood, FL. NMLS ID 357171 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/357171)).

**Summary:** Michael Lux (NMLS 357171) is Branch Manager at Panorama Mortgage Group, LLC, based in Hollywood, FL. Licensed in Florida, confirmed with the state regulator (license LO459). Earliest state license record: December 2, 2010 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: December 2, 2010 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: since 1982. Source: https://www.simplypmg.net/loan-originators/michael-lux, verified 2026-10-15.
- service_area: South Florida. Source: https://www.simplypmg.net/loan-originators/michael-lux, verified 2026-10-15.
- role: Housing and mortgage strategist. Source: https://www.simplypmg.net/loan-originators/michael-lux, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO459 | active | confirmed | 2010-12-02 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Panorama Mortgage Group, LLC (NMLS 133739), Hollywood, FL. Source: https://www.simplypmg.net/loan-originators/michael-lux, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/357171

## Contact

- View profile at Panorama Mortgage Group, LLC: https://www.simplypmg.net/loan-originators/michael-lux
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-lux-357171#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/357171
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.simplypmg.net/loan-originators/michael-lux
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Michael Lux (NMLS 357171), Panorama Mortgage Group, LLC. LenDb.ai, https://lendb.ai/lo/michael-lux-357171, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._