---
canonical_url: https://lendb.ai/lo/michael-malone-105170
json_url: https://lendb.ai/lo/michael-malone-105170.json
nmls_id: 105170
last_verified: 2026-10-09
---

# Michael Malone

Mortgage Loan Officer at Loan Factory. NMLS ID 105170 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/105170)).

**Summary:** Michael Malone (NMLS 105170) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO128011). Also lists District of Columbia, Maryland and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2024 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2024 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), District of Columbia (DC, lender_reported), Maryland (MD, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Construction background and real estate investor with 21+ years accounting experience. Licensed in DC, MD, VA, FL; previously with Rocket Mortgage and Nexa Mortgage, now with Loan Factory's 240+ lenders.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 21 years. Source: https://www.loanfactory.com/mortgage-expert/michael-malone-105170, verified 2026-10-09.
- education: Construction apprenticeship, masonry union journeyman training, high school construction education. Source: https://www.loanfactory.com/mortgage-expert/michael-malone-105170, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO128011 | active | confirmed | 2024-04-22 | state_regulator | 2026-10-09 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/michael-malone-105170, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/105170

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/michael-malone-105170

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/105170
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/michael-malone-105170

Cite as: Michael Malone (NMLS 105170), Loan Factory. LenDb.ai, https://lendb.ai/lo/michael-malone-105170, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._