---
canonical_url: https://lendb.ai/lo/michael-mcavoy-1547403
json_url: https://lendb.ai/lo/michael-mcavoy-1547403.json
nmls_id: 1547403
last_verified: 2026-10-09
---

# Michael McAvoy

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Morro Bay, CA. NMLS ID 1547403 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1547403)).

**Summary:** Michael McAvoy (NMLS 1547403) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Morro Bay, CA. Focus areas shown on the lender page: Down payment assistance, Vacation home, Self-employed, FHA loan and Jumbo loan. Last verified 2026-10-09.

## At a glance

- Years licensed: unknown
- Licensed in: no license list on file; check NMLS Consumer Access
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.85, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/morro-bay/595-morro-bay-blvd-hla-1547403
- **Vacation home** (`vacation-home`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/morro-bay/595-morro-bay-blvd-hla-1547403
- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/morro-bay/595-morro-bay-blvd-hla-1547403
- **FHA loan** (`fha`): lender page, confidence 0.35, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/morro-bay/595-morro-bay-blvd-hla-1547403
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/morro-bay/595-morro-bay-blvd-hla-1547403
- **VA loan** (`va`): lender page, confidence 0.13, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/morro-bay/595-morro-bay-blvd-hla-1547403

## About

Michael has 19 years of experience serving the Central Coast of California and 49 additional states, specializing in self-employed lending, vacation home financing, and jumbo mortgages.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Central Coast of California, plus 49 additional states. Source: https://homelendingadvisor.chase.com/ca/morro-bay/595-morro-bay-blvd-hla-1547403, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Issued | Source | Verified |
|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Morro Bay, CA. Source: https://homelendingadvisor.chase.com/ca/morro-bay/595-morro-bay-blvd-hla-1547403, verified 2026-10-09.

## Disciplinary actions

None on record at LenDb (regulator orders are not loaded yet; check NMLS Consumer Access).

## Contact

- linkedin_url: https://www.linkedin.com/in/michael-mcavoy-01a452275/ (source: lender_site, verified 2026-10-09)
- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ca/morro-bay/595-morro-bay-blvd-hla-1547403
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-mcavoy-1547403#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1547403
- lender_site: https://homelendingadvisor.chase.com/ca/morro-bay/595-morro-bay-blvd-hla-1547403

Cite as: Michael McAvoy (NMLS 1547403), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/michael-mcavoy-1547403, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._